Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
BUT dont hold your horses because you still cant have your money back...just yet!
"Mr Justice Andrew Smith said his judgement, "does not necessarily mean they [the charges] are unfair."
He also decided against the OFT, saying that the banks' terms and conditions were plain and intelligible."
Actually, I think this is a bit of a red hearing because now at least the OFT can apply common sense to bank charges!
Now all we need is for me lord to either lift the stays OR impose a blanket ban on all further charges until the eventual appeals are dismissed!
The banks have lost - but you still cant have your money back!
charges are fair or not.
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