Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took a Barclays Personal loan out in December 2004 for £6000 over 5 years.
I have just dug out all the paperwork and it shows I am paying payment protection and didn’t even know I was!!!
I took out the loan in branch and can’t remember agreeing to loan protection, I definitely didn’t have it explained to me.
The loan paper work breaks the loan protection down as follows:
Premium Loan £1299.80
Total Charge for credit £483.40
Total amount payable £1783.20
I have read through many postings on here but I am a little confused about whether I am eligible to claim and if so, how I go about doing it. Can anybody help me please?
Welcome to the PPI forum. I think a good starting point for you will be to read this useful thread which is located in the Stickies section PPI - Some Notes for Claimants..
It should help you to determine where you stand. If you have any Qs from reading it, post them up on your thread.