Thread: My Mum v Barclaycard x 2

Please can somebody help me. This thread is HUGE and I have got lost trying to keep up with it!

I am trying to sort the financial mess my Mam & Dad have gotten themselves into. Requested Copy CCA from Barclaycard. They sent me back two credit card application forms that my parents had completed. One of tehm does mention the Credit agreement regulated by the CCA 1974 (which they took out in 1995).

the other is just an application for from 1977! No reference to the CCA whatsoever in the conditions of use section or the application itself. Should I write back to them? If so what shall I say?

They also have a loan and CC with the CO-OP from about 1992 that I have CCA requested on over 14 days ago, plus my parents have requested copies of the agreements on numerous occassions over the phone. THey have not responded. WHat is my next step please? I just want to make sure I get this one right for them.

Neither of them work, they are both retired and in ill health and you would not beleive the lenders that have let them keep borrowing and they now have no way to pay it all back! Any other suggestions on how to help them gratefully received!!:grin:

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Ok I have the copies of the application ready to put up. Can Somebody let m eknow hoe to do it or I cam PM them to you?

Hello Manicblone!

If you visit Photobucket.com, it's Free to set-up an Account.

I'd use a name that is not related to your name, or your ID here for that matter. You then select a Password, again, just make a note of that as well as your Photobucket User Name. I find Passwords a pain, so need to keep a List of them, as can never remember them 6 Months later!

Once Logged in, Photobucket allows you to just Select an Image File from your PC, and then you upload it. There are options to name the Image, and it's all pretty easy.

Then you can link the Image to here in a few ways, as Photobucket will show you the Image's URL, or you can I seem to remember just Right Click the Image over on Photobucket, and do Properties, and you can see the Images URL that way as well.

To link, just Paste the Image into a Message here on CAG (Copied from Photobucket while on screen), or just add some Text to a Message here like, say, the word HERE. Then Select that Text, and then click on the CAG Message URL Icon (i.e. the little World icon with a little Chain Link to the Bottom Right), a box will Open, and you just paste the URL into that.

Remember that when composing Messages here on CAG, you can Go Advanced, and then Pre-View your Message before Posting them. Just keep adjusting the Message until it looks how you want it to look, and if the Link works as you hope, then Post the Message.

You can always Edit any Message, so if it does go wrong, you can have another go. But best to Test it first via the Advanced Message/Preview option to get it right before Posting.

Please DO REMEMBER to blank out any Personal Information from the Image. Do that BEFORE uploading anything to Photobucket. You can do that via any Application that can Open the Image, that then allows you to cover up these details and Save As a copy. Upload the Copy with the Important Bits removed to Photobucket.

If you can't do that, then just re-scan the Documents. But use bits of Post-It Notes, and cover up the details that way, and then re-Scan the Documents when nothing Private is showing. Main things to cover are Name/Address, Account Number and any Signatures.

I hope this helps. I may not be here all the time so, if you need more help, someone else will jump in I'm sure. I'll help if I see your Message in time.

Cheers,
BRW

Hello All!

Photobucket is probably not happy, as a PDF is not an Image.

It needs to be a Scan to an Image Format, like a TIFF, JPEG or BMP.

Slick132...

I've seen people use PDFs as Attachments when posting to CAG, is that permissable, or is that not encouraged due to eating space on the CAG Server?

Cheers,
BRW

still trying

Right, Either I am going mad or I dont have any paperclip here for me to attach the document or the managed attachement option as per the dummies guide!

"You will see this, you can use either the paperclip or the "managed attachment":

Photo bucket wont let me upload as its not saved as a picture or video file!

ANy other ideas please?

Thanks SLick.

Thanks very much, thats great.

Any feedback would be much appreciated as My parents need all the help they can get!

Any news on these agreemtns yet please? I have sent a letter to them noting that the agreements to not contain the prescribed information. I have told oarents to continue to pay at the rate that was agreed with one of their staff prior to this all turning Nasty!

My parents rec letter from Mercers today stating they will be sending agent to the house! I have responded with the letter about them not being invited and revoke their licence to come to our premesis.

My parents are worried sick. Is there anything else I should be doing please?

thanks Slick.