Thread: RBS - 3 Defaults

Hi, wondered if anyone could help me here. I had a current account and a loan with RBS and safe to say I did not run things well and ended with loads of charges (which ive been refunded all of ). I closed the accounts and never headr more of it.

Then when I get me credit reports through the post I see 3 defaults from RBS from each one of the accounts I had. Ive written so many letters to them and finally I got copies of the defaults which they had sent to an old address of mine but something just doesnt look right with them and I so badly need these removed.

Are they entitled to give me 3 defaults as the accounts all tied in with each other?

I have also sent them a SAR request to find out if the default amounts included the charges, which I think they did, but ive no had response and only days left until they dont comply. Whats my next step with that also?

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Hi, FLT.

Here's the Non-Complience Templates.......

http://www.consumeractiongroup.co.uk...n-act-non.html

Defaults are a nightmare, I won my claim against HBOS last week and phoned Blair, Oliver and Scott, regarding the default removal.

They would not play ball, said the default was because I had missed 7 months worth of payments :o

I'm not sure what your next move will be regarding the defaults, hopefully someone else will.


Regards.

Scott.

They finaly sent me copies of the defaults after 13 months or so! Nghtmare! The default amounts include charges on the account, there ruining my credit so badly!