Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 18th April 2008 22:44 #1
    carp5454 carp5454 is offline
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    Cool Ppi Advice Please

    can anyone help?
    I have just won a claim for mis-sold PPIicon from lloydstsbicon
    the loan is still current 6 yrsicon paid 4yrs still to go on loan, and I have been told by the bank that the £1284.30 charged for PPI + any interesticon will be credited to my loan account. Do I have any write to have the amount I have already paid back in the form of cash and the remaining credited to my account.

    At the moment Hope to be

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  2. 19th April 2008 01:23 #2
    dx100uk dx100uk is online now
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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    Default Re: Ppi Advice Please

    yes, its your money [the PPIicon part of the repayment of each month paid so far] you decide what is done with it not the co.

    you could/should of requested payment by cheque for this amount in court.
    however, i would write to the co, and request it be paid by cheque as you have other debtsyou wish to spread this over [haven't you!!]

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
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  3. 19th April 2008 09:02 #3
    carp5454 carp5454 is offline
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    Default Re: Ppi Advice Please

    Hi dx100uk
    Thanks fo your reply I may have not made myself clear.
    This claim was settled by phone the bank agreed it was mis-soldicon (this has taken 11 weeks to get this far) and they are sendind me a letter stating the amout i will get back + interesticon. once i get that I have to confirm I willexcept that amout.
    so I still have the chance to as for a chq.

    carp5454

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  4. 19th April 2008 09:10 #4
    mattyb13 mattyb13 is offline
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    Default Re: Ppi Advice Please

    Hi Carp,

    I have had a simalar problem with Lloydsicon where they refused to refund me cash for my PPIicon.

    In the end we accepted payment off the loan. I will tell you one thing, they are very very stubborn(sp?).

    Take a quick look at mythread.

    Lloyds settled in full
    £4010.02

    Halifax CC settled
    £417.00

    Lloyds PPI
    £3672.15 Refunded off loan
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  5. 19th April 2008 12:29 #5
    carp5454 carp5454 is offline
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    Default Re: Ppi Advice Please

    Hi mattyb13

    thanks for your input I think the only way to get my cash back is to take the to the small claims court, if they will not pay up, that may work.

    Carp5454

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE