Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Re: Why is it bad to speak to a DCA on the phone?

    Quote Originally Posted by mexico86 View Post
    Thanks Rahl. Thats what I thought, but wanted to be sure. My favourite thing is to phone their freephone number for 1 hour, try to offer a really low Full and finalicon settlement. When they come back and say they will offer a 10% discount at most, I reply, oh so you are offering to settle for 10% of the amount of the alleged debt. The call centre staff at Metropolitan don't even know what a credit agreement is, in the end they end up telling me there is no credit agreement between me and the originator, because the debt is now with Metropolitan. I wish I had that in writing lol.

    Has anyone got any other amusing tricks to play on DCAicon call centre operatives? Maybe next time I will say my name is Seymour Butts, or U. P. Freely.

    Or R Soles, or Norfolk enchants

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    • #2
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Quote Originally Posted by vinegarvera View Post
      Or R Soles, or Norfolk enchants
      ROFPMSL


    • #3
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      Default Re: Why is it bad to speak to a DCA on the phone?

      I Rippabolokov or or taki demik


    • #4
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      Default Re: Why is it bad to speak to a DCA on the phone?

      I still like our fake Russians we uset to stick on school reigsters

      Iva Nastycoff
      Itsa Chestycoff

      Or the dodgy Italian lady

      Titsalina Massiva


    • #5
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      Default Re: Why is it bad to speak to a DCA on the phone?

      or the horse I backed on the Grand National:
      Hoof hearted!!


    • #6
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      Default Re: Why is it bad to speak to a DCA on the phone?

      PMSL!!

      Ivor Dunnit
      Amanda Huginkiss
      Mustapha Phag


    • #7
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Also beware of the russian soda thief.

      hughduya nickyourcrateofpopov


    • #8
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Mike Hunt.
      Hugh Jass
      Onya Bakyabich

      Just to lower the tone a little bit.


    • #9
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      Default Re: Why is it bad to speak to a DCA on the phone?

      PMSL!!!!

      I. Needapee
      Ben Dover
      Teresa Green
      sometimes its good to be childish


    • #10
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Henrietta Bogey
      Miss D Bus
      Fanny Scratchin

      And the 3 fairies who went to a goblin party.


      I honestly once knew someone called Richard Head.
      What were his parents thinking at the time?


    • #11
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      Default Re: Why is it bad to speak to a DCA on the phone?

      My favourite is the Anglo Spanish

      Juan Kerr


    • #12
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Quote Originally Posted by Mrs_Ryan View Post

      Oh dear, oh dear. Just goes to show some parents dont think first before naming their children
      Are you suggesting their parents were married


    • #13
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      Default Re: Why is it bad to speak to a DCA on the phone?

      The guy who books your coat into the cloakroom at the Indian Curry House;

      Mahat Macoat


    • #14
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Sorry *corrects herself*

      parent or parents :o


    • #15
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      Default Re: Why is it bad to speak to a DCA on the phone?

      You could even be Lucy Lastic


    • #16
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Quote Originally Posted by Mrs_Ryan View Post
      Sorry *corrects herself*

      parent or parents :o
      Legal Guardian, Carer, Foster Parent.......

      Or just the person in trakkie bottoms and Argos jewellery, who drinks too much cheap cider, and who is responsible for your birth because they wanted to jump the council wating list for a house.

      We do have to be politically correct here after all.


    • #17
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Quote Originally Posted by mr.ton View Post
      You could even be Lucy Lastic
      You know my cousin then Mr Ton?

      You know what they say about Incest after all?
      I just find it "relative"-ly boring.


    • #18
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      Default Re: Why is it bad to speak to a DCA on the phone?

      *groans*

      thats a really bad joke Mr B

      *sends the joke police after Fuzzy Bobble*


    • #19
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      Default Re: Why is it bad to speak to a DCA on the phone?

      Hugh Jorgan


    • #20
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      Default Re: Why is it bad to speak to a DCA on the phone?

      I dont see the problem with incest fuzzybobble..so long as you keep it in the family.



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