Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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Thread: New Claim

  1. 16th April 2008 17:31 #1
    stratty stratty is offline
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    Default New Claim

    Hi there,

    I am thinking about starting credit card claims to get back my charges.

    Can someone point me to a general guide for letters and the such like that I should be sending to the relevant credit companies?

    thanks for your help

    James

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  2. 16th April 2008 18:07 #2
    GuidoT GuidoT is offline
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    Default Re: New Claim

    Cannot find specific CC Prelim Letter but I would use this.

    Then:
    lba
    POC

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  3. 17th April 2008 01:40 #3
    slick132 slick132 is offline
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    Default Re: New Claim

    Hi Stratty and welcome to the BC forum,

    This is the CC ltr you should send, suitably adapted to reflect your case - http://www.consumeractiongroup.co.uk...RD-letter.html

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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  4. 17th April 2008 14:11 #4
    MR2Phil MR2Phil is offline
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    Default Re: New Claim

    Good luck! My advice would be to stick to your time limits and do things promptly. They WILL tell you to get knotted the first time but just push on with the lbaicon.

    Don't be afraid to tweak the template letters as doing this can have good effect!

    Timeline

    06/01/07 - SAR Sent
    17/02/07 - Statements Received
    19/02/07 - Prelim Letter Sent
    07/03/07 - Time Up! LBA their asses!
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE