Thread: when is full and final ( final)

Originally Posted by fergal71

a few years ago a loan company said I owed them over £1000 after paying all 60 payments on time. it was made up of charges for letters I never requested and a redemption fee evn though the loan had run its course... I challenged at the time but due to a needed remortgage. they asked me to pay £350 in Full and final settlement. obviously I now know these charges to be totally unlawful as with all bank charges etc.... can I still make a claim even though I have paid full and final settlement.....

I was hoping I could based on the fact that what I agreed to was unlawful????

Any legals out there help much appreciated?????

Hello Fergal,

Long time no see, hope you are well

As regards your post, I would, being of a quiet subservant nature, that would be like red rage to the bull, You have been mis-lead into paying this. get after them for the charges plus interst:grin: Worth the cost of a letter and a few recorded delivery fees