Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hiya Mark, under the Consumer Credit Act 1974, if the bank cannot supply a true copy of the loan agreement within 12 days the loan becomes uninforceable, if they continue this for a further 30 days they are commiting a statutory offence. Here's a thread you need to read
Hsbc
back. I had been paying the loan for a period of 22 months.
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