Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent S.A.R. off to Endeavour, they replied by asking me for everything but how long was my mother's labour. Nothing that I am not able to come up with in their request though. I will be sending off their last request of a utility bill for them tomorrow, and will sit back and await my share of the 'Brazilian rainforest'.
Wish me luck folks, as this is done in conjunction with 'HSBC' who have written to request a further 4-weeks to complete their investigations!!!
Endeavour Personal Finance have replied asking me to contact the Broker to take my cloam further - they even had the audacity to supply the Brokers name and address - talk about being helpful!!!
it certainly looks like endeavour are trying the (not me guv) approach to this. Perhaps it is time to maintain the claim against endeavour but just tip your hat to the broker about what endeavour are trying to do. I will bet he will be really pleased to hear what you have to say.
Just wondered if you received your SAR from Endeavour after ?
When I received mine about 2 months ago, there were bits of information about the Brokers, I'm sure they should supply these, so did you find out who the broker was ?
Endeavour done the same to me too, go back to the brokers, however I have just wrote to the Click group members (brokers) for the mis selling but regarding the unfair rebate settlement I will go back and start a brand new complaint about this but not mention anything about the mis selling because they will only get back and say they have already given the final response about this.
And as Endeavour were not regulated when I had my loan with these in July 2004 the fos could not proceed with this complaint.
But I do think if its to do with the unfair settlement rebate they may be able to. I hope so anyway.
I did receive a S.A.R. Endeavour have been trying to pass this off as the responsibility of the Broner, but I amd not having any of it. Ihave sent them a letter last week telling them that I did not take a Loan from the broker which was the Black and White Company. I intend to take this to court if I have to.
Keep pressuring them. I will let you know how I get on.
That's the way hun, keep on at them, I had exactly the same response as you too regarding the mis selling, they had sent me 2 replies to tell me to continue to pursue through the broker who arranged the loan as we had accepted this as our own choice through the brokers, I am in fact now just waiting for a response about the unfair rebate as it was Endeavour who calculated the settlement.
I will also keep you posted, and I keep everything crossed here for you too and hope you win.:grin:;-), you have the right attitude to keep going.
That's the way hun, keep on at them, I had exactly the same response as you too regarding the mis selling, they had sent me 2 replies to tell me to continue to pursue through the broker who arranged the loan as we had accepted this as our own choice through the brokers, I am in fact now just waiting for a response about the unfair rebate as it was Endeavour who calculated the settlement.
as posted by di0430
watch the bits in red it seems the unfair rebate is another issue on PPI mis-selling. Just something people accepted not being bankers, oh! that must be right, PPI cancelled rebate fine, but sadly probably not. Question the rebate figures and how they arrive at them and make these banks work8-)
Thanks you guys, I really did not look at things in that way..... If indeed we got these Loans from the brokers, how come they were not involved with calculating the rebates?
Ha Ha..... I am awaiting Endeavours reply to a letter sent last Friday....I will hit them with this next.
Alanalana - that's an interesting point about the cancellation of PPI but no rebate. It is something i'd thought previously with my court case, but had then forgotten
Thank you for the reminder
I'm midway through the tunnel, but getting closer to the light.
Endeavour Personal Finance and ME
' who have written to request a further 4-weeks to complete their investigations!!!
Reply With Quote
