Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Just set off on the road!

    Got my statement in today and have been hit with £60 charges to be applied next month. That's the last straw.
    I've just emailed of my request under the DPA for a Breakdownicon of all the charges over the last 6 yearsicon. I only wish I could go back further, as I've been with them for about 20 years.
    Anyway, I've given them 21 days to respond to my request. Wish me luck.
    I think I'll go and open an account with another bank, just to be on the safe side.

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  2. #2
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    Default

    Welcome. Keep us posted


  3. #3
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    Just got this standard email reply.

    Thank you for the e-mail.

    I acknowledge your request for copies of statements of your account since 1st January 2000.

    Under the circumstances, your e-mail has been passed on to the Manager of the Complaints Unit within Service Recovery and I have asked that he notes your requests and responds to you at the earliest opportunity.

    Regards

    Keith Boden
    Lloydsicon TSB - Service Recovery
    Birmingham


    Just got to wait now.


  4. #4
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    Dear old Keith - another nom de plume

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  5. #5
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    Default Re: Just set off on the road!

    I've had difficulty logging on since the forum format changed, but to bring you up to date:-
    I've calculated my losses using the online banking facility as £240 and have issued my letter asking for same. Got the standard reply saying sod off. Issued a lbaicon and again got the standard reply. So its off to court we go. I think I might just wander down to the Court on Monday morning and lodge the claim in person.


  6. #6
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    Default Re: Just set off on the road!

    If you use the form online you need to take 3 copies of it.


  7. #7
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    Default Re: Just set off on the road!

    I lodged my case with Bradford couunty Court last Tuesday 11/4/06 and got a receipt for my £30 fee. I've heard nothing since. I don't even have a case number yet. When should I hear from the court? Should they send me a copy of whatever they have sent to lloydstsbicon?
    Regards,
    Swarfmaker


  8. #8
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    Default Re: Just set off on the road!

    They may be a little slower getting back to you due to the Bank holidayicon, not to mention that they may be inundated with cases against Banks at the moments


  9. #9
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    Default Re: Just set off on the road!

    I took my N1 claim form in person to Bradford county courticon on 11th april. I've just got my copy of the claim back saying that it was issued on 25th, deemed to be served on 27th. It's only taken the incompetent b******s 14 days to serve the claim.
    Anyway claim 6BD02919 now served for £250 + fees +interesticon.


  10. #10
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    Default Re: Just set off on the road!

    lloydstsbicon have lodged a defence with the court.
    What happens now? Do I wait for the court to contact me or should i contact them?
    I've looked in FAQ but can't find the answer, though I'm sure I've seen it before.


  11. #11
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    Default Re: Just set off on the road!

    Just received my allocation questionnaireicon this morning.
    I'm unsure of what to put in Section G (other Information), if anything.
    Has anyone got some boilerplate text that can be modified?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE