Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I bought a car through approved car finance in april 2006, i have made all the payments to date, i no longer want or need the car and tried to cancel the contract. under the consumer credit act 1974 you can return any goods that you have paid over 50% of the total amount payable. the problem is Approved car finance have told me that it is not cancelable under the cca 1974 as it was sold as a bill of sale, can anyone help me.
I understand that a bill of sale has to be registered with the county court within 7 days, is this working days or not, i signed for the vehicle on the 27th April 2006 and the bill of sale was registered on the 08th May 2006.
I was not informed of my right to cancel or not or even that i bought the car through a bill of sale.