Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
On Thursday 3/4/08 I went to a car trade center to pick up my partners new car.
While waiting for them to give her the paperwork and keys I wandered round and the salesman as they do follow you round pushing you to buy something. I looked at a Toyota Avensis and he pressured me to look more at it . It was nice and I said I had a Toyota Yaris that if I were to buy I would part exchange. He went to the floor manager and said they would give me £5000 for it in part exchange.I did not have the car with me but they pushed me to buy. I told them I did not have any money on me for a deposit but they said come to the office and sign and the car was mine.
I went in to the office and gave them my details and the registration number of the yaris and the estimated milage .The sales manager went out of the office to another one and came back They said I would need £2500 to change
I went up the following day about 6pm and the car was ready I had to wait over an hour for them to do the paperwork .I gave them the car the log book and the £2500 in cash ,they gave me the avensis and I went home ,
On Saturday at 4.20 PM I had a phone call from the garage saying there was a problem with the yaris .They said they did a HPI check and apparently it had been subject to and insurance claim in 2005 by a previous owner and had been classed as a category d insurance claim . I did not buy the car until July 2007 so the insurance claim had nothing to do with me.When they sold my partner her car they did a Hpi check while we sat there and watched it only took 30 seconds. I would have presumed they would have done it on this car also they had the registration on their order form that I had to sign for over 24 hrs and it took another day for them to do anything.
They are now saying that they want £2000 from me as they are not happy with the car or bring my car back or they will get me finance on the £2000 .
I have been and taxed the car on Saturday morning and the log book has gone off to the dvla.
I borrowed the £2500 from a finance company and have the loan secured on the car.
Can they make me pay more ?
What should I do ?
Don't worry about it, they ought to have done any checks prior to finalising the deal with you, not after you had completed all the paperwork and taken delivery. They may continue to pursue you for the difference, however they don't have a leg to stand on unless you failed to answer honestly any questions that they asked you at the time regarding the trade in.
I gave them the details ,reg number and mileage 24 hours before i picked up the new car .They looked at it when I brought it up and agreed that the price they offered me the day before was correct .
The thing about this duntax it that you bought from a dealer with all the safeguards that are associated with it, they bought from a private individual so 'buyer beware'.
How were you supposed to know it had history, everyone don't check when they buy.
The deal was done, signed and sealed so their problem.
I wouldn't take it back there for a service though.
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
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they are a car supermarket ,buy cheap in auctions give it a super clean then sell for huge profit ,it was £7500 for the car that I have found is only valued at £5300 in glasses guide
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
Let them try, you have nothing to worry about. If they continue to harass you, then write to them telling them to stop doing so and that if they wish to pursue it then do so through the county court, to which you will rigorously defend such action. You may also wish to notify the finance company as they may put pressure on them for you.
I agree with Chesterexpress - it's their fault and they cannot come back on you now.
What do you think the police will say, no offence has been committed and they will simply not be interested, it's a civil matter.
I would ignore them - worse case scenario is that you will receive a summons to the small claims court and will have to explain to the judge but I doubt they will do this.
I spoke to my solicitor today , explained it all to him , he said that I paid them what they asked for and did nothing wrong and to send a letter for me to pass on to him if they have a greiveance . I also spoke to the finance company and told them and they said I paid what they asked for and it was not a police matter they would not be interested. They did the deal and if what they say about the car is right they should have checked it out first. We will wait and see what they do next .
Threats probably
pay more for car ???? help
from the garage saying there was a problem with the yaris .They said they did a HPI check and apparently it had been subject to and insurance claim in 2005 by a previous owner and had been classed as a category d insurance claim . I did not buy the car until July 2007 so the insurance claim had nothing to do with me.When they sold my partner her car they did a Hpi check while we sat there and watched it only took 30 seconds. I would have presumed they would have done it on this car also they had the registration on their order form that I had to sign for over 24 hrs and it took another day for them to do anything.
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