Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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Despite Egg providing an agreement, i managed to shake off Arc.
Inbetween all this fos finalised the reclaiming of charges from the card account.
Egg re-activiated my online account and they voluntarily asked for a monthly payment of just under £30 that i was happy with.
Payments have been made on time for a good few months.
Received credit file. One has a continued line of Ds on it, the other shows a D as the most recent marking, with numbers descending from 4 prior to that.
I have emailed Egg to ask them to explain their reasons for this as i feel it is an unfair reflection as to how i am managaing the account now.
Keep us informed. If and when you get an answer, we will be in a better position to know what to do.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Keep us informed. If and when you get an answer, we will be in a better position to know what to do.
Will do, Steven.
I've only quickly skipped through my Egg they sent in response to my SAR last year and i haven't come across a default notice yet. I need to focus on HFC at the minute as that involves court action, but going for default removal altogether may be an option for me on this acc.
We will see...another day, another battle
I'm midway through the tunnel, but getting closer to the light.
I have had a couple of responses from Egg regarding the credit file entries. In essence, because the loan was defaulted that info will remain on the file for 6 years - ok, i expected that. This is the bit i don't know about - because the loan is defaulted, regardless of whether i'm making the agreed contractual payments or not, payments will not be registered on my file until the default has expired.
Is this correct? If so, i may write to the agencies and ask for a note to at least be added to say i am making regular monthly repayments. If nothing else, it will make me feel better!
There's no escaping the effects of falling into debt is there?
I'm midway through the tunnel, but getting closer to the light.
Is this correct? If so, i may write to the agencies and ask for a note to at least be added to say i am making regular monthly repayments. If nothing else, it will make me feel better!
~I've no idea if it's correct, I'm afraid. You could write - I'm sure they can add whatever comments they want.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Egg and my big Ds!
saga:
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Re: Egg and my big Ds!
Originally Posted by steven4064
