Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi there i took out a personal loan with Welcome Finance, back in november 2007, my personal circumenstances have changed and i am now unable to afford the monthly payments, i have missed this months payment and already had someone come over my house with a letter saying i need to contact them about the missed payment. i have heard horror storyies about how they treat people who are in arrears. the payment is £214 per month, however i could now only realisticly pay them back £50 max a month untill my circumstances change. does anyone know what i should say or send to welcome, regarding my situation ?
Hi rl123, cam across your thread (am against welcome too). wondering how you are getting on?
Did you by any chance have PPI, is this claimable? Hope you managed to get some repayment agreement worked out with them and you had a decent branch (worry worry) - please please do not let them talk you into refinancing your loan for a new one with lower payments - its a con.
Anyway, hoping things are settled for you : )
Dipply75
I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat!
Welcome Finance - Cant afford the payments ?
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