Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was wondering if anyone has any advice on a matter that my husband is finding difficult to understand.
He accessed his credit report yesterday to check details regarding another matter that he is dealing with.
On the report it stated that he was in default to the sum of £10 to British Gas at his previous address. He moved from that address in May 2003 after living there since 2001.
The default is registered 27.8.2004!
What he cant understand is that he did not pay his gas bills by direct debit or anything. He had a card that he had to top up and slot into the meter. He paid as he went along so to speak.
He needs to contact BG with his old A/c No and ask how, as a pre-pay customer, they've blighted his credit record in this way. There's a possibility that the property had the meter changed to a standard credit meter, and the cost billed based on the first 'official' reading by the new tenant. By challenging BG, they can always arrange for the default they placed to be removed.
My husband spoke to the Credit Reference Agency who said that there is an awful lot of this type of thing with British Gas. So much that they have people who deal directly with British Gas on the behalf of clients
He was passed onto someone who is going to contact British Gas for him and attempt to get the entry on his report removed :grin:
Credit Report Advice
or anything. He had a card that he had to top up and slot into the meter. He paid as he went along so to speak.
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