Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    lynnej33 Novitiate

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    Default PPI yes car credit

    Hi all

    I think I may be able to claim for being mis sold PPIicon but it all seems very complicated. Can anyone recommend a company that will do all the donkey work for me. I have done my bank myself but this all looks too much for me.

    Thanks
    Lynne

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  2. #2
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    Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative Bigmac versus Authoritative

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    Default Re: PPI yes car credit

    You must have felt the same regarding bank charges, spens a couple of days reading up on it and im sure you will be ready to tackle them.


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    hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

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    Default Re: PPI yes car credit

    Quote Originally Posted by lynnej33 View Post
    Hi all

    I think I may be able to claim for being mis sold PPIicon but it all seems very complicated. Can anyone recommend a company that will do all the donkey work for me. I have done my bank myself but this all looks too much for me.

    Thanks
    Lynne
    Hello and Welcome to the ppi forum,

    The process for reclaiming back your mis-sold ppi is exactly the same as the bank charges:grin: oh and yes they still deny it and you may have to issue court proceeding to get it back,

    Can you tell us your reasons why you think it was mis-sold.

    As Bigmac has suggested read around the stickies and threads for information. Why would you want to pay someone else you hard earned cash to do something you are very capable of doing yourself.

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  4. #4
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    casbah Novitiate

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    Default Re: PPI yes car credit

    can I chip in here?,
    I requested a refund for PPIicon from yes car, and they got really shirty with me, saying that I had signed all the documents which state" you were fully aware of the terms and conditionsicon" etc. I sent off for an S.A.R - (Subject access requesticon) and got a lot more info than I bargained for........ one in particular is a "DAFS PLAN QUALITY ASSURANCE CHECKLIST"
    The date on this document is 7 days after I bought the car and states varied things to meet the criteria, i.e minimum age, max. age. etc then it comes to Employed and is marked with an X as we are self employed then it says minimum cash deposit 200. I only put a 100 pound deposit.
    then it goes on to say "other conditions to be met and if they are, they will superceed any Xs in the first part"
    1) Good existing DAFS customer............we were not a customer of DAFS
    2) A1 payments upto date on mortgageicon..............yes
    3)A1 outstanding finance payments? ................
    4) Deposit of 600 or more..................... ...........No we paid 100
    5)fine
    6)fine
    7) self employed-4 payments upfront as a deposit......no

    Now this is where i'm a bit nervous, if I pursue this won't some judge somewhere say, "casbah you're a big girl now you should have checked this out properly before signing"?

    Cas


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    Default Re: PPI yes car credit

    Quote Originally Posted by lynnej33 View Post
    Hi all

    I think I may be able to claim for being mis sold PPIicon but it all seems very complicated. Can anyone recommend a company that will do all the donkey work for me. I have done my bank myself but this all looks too much for me.

    Thanks
    Lynne
    these are the experts on ycc Car Credit Complaints

    good luck



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE