Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Thought I'd start my thread while I wait for my statements.
I sent the letter asking for my statements and clearly stated they could take the statutory £10 from my account, 3 weeks later they sent me a letter saying I hadnt included a cheque for £10 and I needed to do this. This is far from clever and actually made me more determined to get my money back, a childish delaying tactic if ever I saw one
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
They're actually the first company to take the money, Egg, Lloyds and Barclays all sent the statements for free
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
cheers slick, Ive successfully claimed twice now and been on this website until my eyes hurt so this will come across as dense but by CI do you mean the 8% interest that you normally claim at the court stage.
Thanks for mentioning it
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Asking about CI is certainly not dense - the subject is a cause of much confusion and this is a topic which the Site Team is working on to clarify it better for members.
Have a look at Redannio's and at b8byd's threads here on the BC forum, where both members claimed CI.
I'll try and come back with the right spreadsheet for you to look at as well.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
thanks slick, very helpful I'll have a look through.
really appreciate the help
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
hey slick, that spreadsheet has been down for a while so havn't been able to look at it, I read through reddanio's thread, I can see you had a lot to do with that success.
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
thanks slick, I think its because I only have works so the excel spreadsheet wont work on my comp. was reading up on contractual interest last night, would love to claim it but really cant get my head round it. need to keep reading
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
hey all, I have my statements and I was obviously a very sensible lad with my Barclaycard, only £74 in charges, Im sure they will give me this straight back,
Still looking into CI for my other credit cards though as I have much more charges on them, wont bother with CI on this card though hardly seems worth it.
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
cheers slick, I'm so annoyed I sent off my prelim then read your post, would have been a good idea to use this as a practise run, cheers for the link
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
would that be OK to do, yeah I will do that, I have a feeling they might just pay up though as its a small amount. I hope they refuse now (never thought Id want the bank to not agree with me ha) would be great to practise with
cheers slick
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
hey all, There used to be a letter to reject a partial offer, I sent my prelim and they said they would give me some of the money back, I cant find the letter anymore to reject this, anyone know where it is
Cheers
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
fitz vs Barclaycard
Reply With Quote
