Checkoutdolly V's Cap1 **WON**

**checkoutdolly** · 19th March 2008 14:46

Have sent off my letter requesting statements with cheque now waiting but reading through all threads see that i need my CCA as well
could someone please give me the link for this letter have searched but can't find it

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**steven4064** · 19th March 2008 15:20

Hi checkoutdolly

You will find what you want here (they are a bit hidden away aren't they?)

**checkoutdolly** · 9th April 2008 09:14

Just recieved my statements from CAP 1 not sure what I can claim for I know I can claim for late payment fees but can I also put in for overlimit fee and the intrest they have charged me?
Plus has anyone got a link for a spreadsheet that works the ones on here either wont open or says server link error broken

**steven4064** · 9th April 2008 10:02

Hi COD

Yes you can claim for over limit fees. You can only claim the proprtion o fthe interest icon

that is attribultable to charges. The advanced spreadsheet in the bank templates library icon

estimates that for you

**checkoutdolly** · 9th April 2008 10:40

advanced spreadsheets wont open have got my old one from bank charges but dont know what to change the formula to at the top
what is the interest icon

rate in a decimal?

**checkoutdolly** · 9th April 2008 13:27

This is what is at top of my spread spreadsheet to work out interest icon

at 8% =(C9*0.00022)*E9 can anyone tell me what to change the decimal number to to work out the 29.4% interest Cap 1 charge

**checkoutdolly** · 9th April 2008 14:04

bump

**slick132** · 9th April 2008 20:13

Hi Checky,

You could have a look at this link (from Steven's signature icon

) - http://www.shweb.pwp.blueyonder.co.u...20tutorial.doc

Have a look at the SPREADSHEET link under the Credit Card section and see if that works.

I don't think changing the % figure as you suggest will give the result you need.

**ukaviator** · 9th April 2008 22:06

Hi Checkoutdolly

If you get stuck with the spreadsheet, PM me an email address to send you an attachment. I have a good spreadsheet you could use. Are you going after Contractual interest icon

?

**checkoutdolly** · 10th April 2008 21:36

Have mailed you sorry I didnt manage to get back on yesterday

**checkoutdolly** · 14th April 2008 13:45

well 1st letter asking for it back and spreadsheet with charges finally done thanks for your help guys just a waiting game now

**checkoutdolly** · 22nd April 2008 15:09

sent off for my cca from Cap 1 recieved a letter today saying it will be with me within 5-7 days but they included a copy of my application form
I haven't and on it the PPI icon

box is not ticked yet alway through the account I have been charged for this.
Have sent off my request for charges and intrest but ould like some idea of how and where i stand on getting the ppi back as well

<a href="creditapplication.jpg - Image - Photobucket - Video and Image Hosting" target="_blank"><img src="http://img.photobucket.com/albums/v2...pplication.jpg" border="0" alt="Photobucket"></a>

**steven4064** · 22nd April 2008 15:21

Well, if they charged you for PPI icon

and the box is not ticked, then you should have no trouble in claiming it back (if you actually were charged for it, that is)

**checkoutdolly** · 22nd April 2008 15:34

I was its on all the statments I recieved
any ideas on a letter I can draft

**checkoutdolly** · 22nd April 2008 15:35

should say (it was on all the statements

**steven4064** · 22nd April 2008 15:36

Are there other charges too, eg for late payments?

**checkoutdolly** · 22nd April 2008 15:43

yes have already sent off my spreadsheet for them didnt see the point in including PPI icon

as i thought I'd ticked the box but when application form came today obviousley i havent

**checkoutdolly** · 22nd April 2008 15:45

wasnt my lba icon

but the first one

**steven4064** · 22nd April 2008 15:48

Send them another letter saying that you have been snt a copy of your application form and that you did not tick the PPI icon

box but have been charged for ppi. Tell them how much you have been charged and tell tem that you wantthat back as well as the unlawfuk charges you have already reclaimed. Give them 14 days as for charges.

Once the 14 days are up, send a lba icon

for the combined claim. The fact that you have a (cast iron) case for the ppi, should help with the other charges.

**checkoutdolly** · 22nd April 2008 15:49

thanks steven will get that done
xxx

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