Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Natwest Mis-sold PPI ?

    Hi All

    I wonder if anyone can help me.

    I have had 2 loans with Natwesticon, one started in 2002 and the other in 2003.
    The second loan was used to pay off the first and consolidate debt.
    I had previously taken out PPIicon on the first loan of £8000, the ppi amount was £1840 and was added from the start.
    When it came to the second loan I was told that I would have to take PPI insurance out again as I had it on the loan that I was paying off. The second loan was for £15000 and the ppi was £3532. Again, this was added at the start.
    I did receive a letter 8 mths into the second loan, stating that they apologised but had not paid me back the ppi on the 1st loan, the credited my account with £928. This included interesticon.
    I recently requested my loan application forms and have recieved the second, but they are unable to find the 1st application form (do they have to keep this?)
    - Will I be able to claim back the ppi on the second loan? As I was told that I had to take it!

    Thanks for any help

    Matt

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  2. #2
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    hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

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    Default Re: Natwest Mis-sold PPI ?

    Quote Originally Posted by MattyA View Post
    Hi All

    I wonder if anyone can help me.

    I have had 2 loans with Natwesticon, one started in 2002 and the other in 2003.
    The second loan was used to pay off the first and consolidate debt.
    I had previously taken out PPIicon on the first loan of £8000, the ppi amount was £1840 and was added from the start.
    When it came to the second loan I was told that I would have to take PPI insurance out again as I had it on the loan that I was paying off. The second loan was for £15000 and the ppi was £3532. Again, this was added at the start.
    I did receive a letter 8 mths into the second loan, stating that they apologised but had not paid me back the ppi on the 1st loan, the credited my account with £928. This included interesticon.
    I recently requested my loan application forms and have recieved the second, but they are unable to find the 1st application form (do they have to keep this?)
    - Will I be able to claim back the ppi on the second loan? As I was told that I had to take it!

    Thanks for any help

    Matt
    Hello Matt,

    MMmmmhh the good old Nastywest, I have an ongoing dispute with them and they do not like to give credit agreements or refunds of ppi unless you corner them:grin:

    I would like to help you with this one if I can.

    Do you know all of the figures for the loans:grin:

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE