Hi All
I wonder if anyone can help me.
I have had 2 loans with
Natwest
, one started in 2002 and the other in 2003.
The second loan was used to pay off the first and consolidate debt.
I had previously taken out
PPI
on the first loan of £8000, the ppi amount was £1840 and was added from the start.
When it came to the second loan I was told that I would have to take PPI insurance out again as I had it on the loan that I was paying off. The second loan was for £15000 and the ppi was £3532. Again, this was added at the start.
I did receive a letter 8 mths into the second loan, stating that they apologised but had not paid me back the ppi on the 1st loan, the credited my account with £928. This included
interest
.
I recently requested my loan application forms and have recieved the second, but they are unable to find the 1st application form (do they have to keep this?)
- Will I be able to claim back the ppi on the second loan? As I was told that I had to take it!
Thanks for any help
Matt