Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 2
1 2 LastLast
Results 1 to 20 of 23
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Help! Baliff called today for council tax money

    Hi

    I knew that our coucnil had obtained a liability order but have been trying to pay something each month since then to try and clear the balance of our council tax (around 1200) Today a baliff turned up on my doorstep, I didn't let him in and he seemed friendly enough but I said my husband was out, so he said he would pop back later but would need £100 today.

    He duly returned this afternoon and I answered the door again, he didn't attempt to come in and I certainly didn't let him, so we talked in the front garden. Neither visit did he show me any id, on the second visit I said that I actually had sent a letter to the council with a payment plan and means test form but hadn't heard anything back as yet. He asked how much that was for and I said that I didn't have the details to hand. So he said that it didn't matter and I just needed to sign a green form which he had filled in. I said I wouldn't sign it and he said, "Well it doesn't matter anyway, if you don't pay up in full by Friday we will take your car"

    I explained that I am self employed and use my car all day long for work (which I do, I am out on the road at least half a day at least 5 days a week if not more) he just shrugged and said it wasn't his problem and he would see me Friday!

    So I know have a Notice of Distree and Inventory issued by Chandlersicon, the only item listed on it is my car and he has put on this form 'customer refused to sign'

    Help!

    I didn't give him any money, even though he had asked for £100 earlier in the day he only asked for the full balance the second time. We have always paid our full council tax up until this past few months and have every intention of paying the council every single penny we owe, we aren't shirkers just fallen on tough times. I have applied for a couple of jobs so if I get one that will improve our finances but obviously I need a bit more time. Can they take my car on Friday? I can raise £200 now and could take that in to the council offices first thing monday and was planning on also completing the letter on the sticky on this forum having worked out a payment plan.
    The new c/t year is about to start and I don't want to get further behind so I thought if I said I would pay the £160 a month from April 2008 that is due plus a bit of the arrears every month until clear then we are getting no further behind and promise to pay every last penny back.

    Any thoughts?

    Similar Threads:

  2. #2
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    side your facebook profile deleting all your friends!
    Posts
    10,500
    Blog Entries
    2

    Default Re: Help! Baliff called today for council tax money

    Hi, not really my speciality, but if you have a good look around the site, there is some very good advice available, also have a look at the letter templates, and send the DCA (debt collectionicon agency) the letter telling them not to call at your address.

    Please HELP CAG and download their toolbar..Thank you!
    http://consumeractiongroup.co.uk/cag_plugin.php

    Worrying is like a rocking chair, it gives you something to do but gets you nowhere!
    Golden Rules dealing with debt.

    How to use Photobucket by Huggie41.

    Quis custodiet ipsos custodes?

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    Just noticed that on the form they shoved at me earlier, they mention the amount outstanding, then a statutory fee of 24.50 which I take it is a visit fee? Then a levyicon fee. What is this levyicon fee? Can they charge it at this stage when this is the first I have hear of them?


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Markiemark1 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    Posts
    328

    Default Re: Help! Baliff called today for council tax money

    He is a bailifficon - he can attend at your property - it's not the same as having a debt collectionicon agent visit so the letter mentioned by Bazooka Boo is not worth bothering with. He has levied on your car, so yes - the levyicon fee is valid.


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    FairPlay77 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2008
    Posts
    239

    Default Re: Help! Baliff called today for council tax money

    Quote Originally Posted by repoman View Post
    He is a bailifficon - he can attend at your property - it's not the same as having a debt collectionicon agent visit so the letter mentioned by Bazooka Boo is not worth bothering with. He has levied on your car, so yes - the levyicon fee is valid.
    I do not agree that with you when you say "He has levied on your car, so yes - the levyicon is valid". My understanding is that a levy is not valued unless the victim signs the Walking Possession Order, which is this case he has, sensibly, refused to do!

    Comments anyone?


  6. #6
    Royalties Account Holder
    Help the CAG!!
    Download our toolbar
    Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    13,007

    Default Re: Help! Baliff called today for council tax money


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Saffronflowers Novitiate Saffronflowers Novitiate Saffronflowers's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    613

    Default Re: Help! Baliff called today for council tax money

    Is the car on HP?

    SFx


  8. #8
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby Authoritative tomtubby's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2007
    Posts
    4,352

    Default Re: Help! Baliff called today for council tax money

    Can you send me the name by PRIVATE MESSAGE only of the bailifficon and I will check our database to ensure that he is certificatedicon.


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    No the car is not on HP. No I haven't and won't sign anything but I will pay the council every penny I owe as soon as I can. I just can't be without my car.


  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    venetian fire Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2007
    Posts
    28

    Default Re: Help! Baliff called today for council tax money

    Hiya,

    I'm no expert and am also having a bailifficon problem at the moment but, can you not leave the car somewhere else on Friday? At a friend's or something? Thet can't take what they can't see right?

    Or perhaps that's just my logic

    Good luck anyhow, these bailiffsicon really are awful aren't they? and also a tad uneducated, I think they must be the ones who just couldn't quite advance to the Police Force (but thank goodness) or Security/Bouncer level


  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    BrandiBroke Novitiate BrandiBroke's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2008
    I am in
    Sunny Sussex by the sea
    Posts
    62

    Default Re: Help! Baliff called today for council tax money

    Aren't there some guidelines somewhere which state they can't take your car if it's necessary for work, or something along those lines?


  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    Right, I've managed to get a response from the council, they are making the baliff hold off for three weeks while they look into my case, I've sent them a payment and a means test form again along with what I think is a reasonable payment plan. Do they ever accept these payment plan proposals?


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    UPDATE:

    Council say they didn't receive my forms so I went down to the council offices, re filled them in and paid the first installment there and then by cheque (they won't accept cash) on Friday. today the ballif turned back up an said "the case was on hold for only three weeks and that was up at the beginning of April (er...actually it was up on Friday) and so we are back to collect payment" I said I was now dealing with the council on this, he completely ignored what I said and then said he would be back at the crack of dawn tomorrow to seizeicon my goods. So I phoned the council and explained, the woman was most off hand there but said that they were having problems scanning all their forms in at present so it was probably within that pile! Well if they are kind enough to send the balliff back out, should they not have made damn sure first that they hadn't got my letter and cheque?

    Also this letter now includes a bigger charge and says, "We will re attend tomorrow and may remove goods which can be done in your absence" blah blah blah.

    So I said to the council lady that I had taken legal advice and could she confirm that what the bailifficon said in his letter was legal? She asked if I had signed a WP order, I said no, so she said they wouldn't legally have been allowed in. Therefore I said how could they be threatening that then and was told, "Well you'll need to take it up with the bailffs then"

    How very helpful that is. So at this point, I have paid the first installment AND provided the letters they asked for, including the letter from this site suggesting a pay plan, have heard nothing from the council because they haven't got the right equipment to scan in my forms and everyone seems to think it is acceptable for the bailiffsicon to threaten me with things that are illegal.

    Any ideas what to do next?


  14. #14
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    Sorry this is a P.S...

    In the letter I printed off on here, I made it clear that I want to start paying this years bill so that we don't fall further behind. I said this to the lady today and she said any money coming in will be offset agains the arrears. Is this right? surely that then means we seem to be in arrears for this year as well?


  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    FairPlay77 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2008
    Posts
    239

    Default Re: Help! Baliff called today for council tax money

    Quote Originally Posted by Teetacbin View Post
    Sorry this is a P.S...

    In the letter I printed off on here, I made it clear that I want to start paying this years bill so that we don't fall further behind. I said this to the lady today and she said any money coming in will be offset agains the arrears. Is this right? surely that then means we seem to be in arrears for this year as well?
    No. The council has absolutley no right unilaterally to offset all payments against arrears. You should tell them this and insist that this year's payments are kept separate from arrears. Tell them that if they refuse to do so you will complain to the Local Government Ombudsmanicon.


  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    Thanks Fairplay. I thought I should be able to ask them to do that or surely you'd never be allowed to get yourself straight again.


  17. #17
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    FURTHER UPDATE:

    This goes from bad to worse, I contacted the council today having heard nothing since sending in my forms. The lady said they will agree to my payment plan but that it has to stay with the bailiffsicon, as long as I pay my installments they will review it in 6 months. BUT when I mentioned that the fee had gone up hugely she said it was correct. I said that they are only allowed to charge me £24.50ish and £18ish but that suddenly there is a charge of £220 on there too! She said that was right but if I wanted to challenge or complain I would need to write in but that this was correct. I said how can it be when I have only be visited twice. She said this was because I hadn't made a payment arrangegement with them and I pointed out that I had been trying to make an arrangement with the council direct and in fact my proposal was with them at the time of the bailiffsicon second visit. (my feeling is I am being penalised by a second bailiffsicon visit because the form was already with the council but in their words, "We haven't actually indexed it onto our system yet")

    So now they say I owe all these extra fees, is this right?

    Also when I said that they had threatened to take my car yet I hadn't signed anything, the council lady said, "That is correct, they don't have to have anything signed or have been into your house to take possesion of the car" Is this right? That is not how this seemed to me by reading this site.

    So I know think I have a right to complain about the bailiffs, do I have a leg to stand on?


  18. #18
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    The Watcher Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    712

    Default Re: Help! Baliff called today for council tax money

    Half (AT LEAST !) of the people who work for Councils don't know what they are talking about. They have even less understanding of bailifficon law that the bailiffsicon themselves do !

    You have only had 2 visits - and therefor only owe 2 "visit" fees (as you have stated. They have tried to add other charges which are illegal.

    If they persist challenge them in Court (with a Form 4 complaint) - and they will back down immediately.

    ALWAYS deal with people - bailiffsicon and Council - ONLY in writing (so you have some evidence of the ridiculous things they say).


  19. #19
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    lucy60 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2007
    I am in
    gateshead
    Posts
    102

    Default Re: Help! Baliff called today for council tax money

    Don't carry on being distressed in this way by their bullying.
    Ring your local councillor immediately, they will intervene on your behalf, read my story, councillors can work magic. Good luck, the more people that get their councillors behind them the better chance of having this bullying stopped.


  20. #20
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Teetacbin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    66

    Default Re: Help! Baliff called today for council tax money

    That was the vaguely amusing thing, she waffled on getting herself in a pickle and then said, "where have you heard this information from, have you spoken to someone who actually knows about your legal rights?" I said that I had spoken to a legal helpline and she just said again, "Well just put it in writing if you think you have to, but the charges stand"

    She said something about them sending me a letter early in March which I certainly haven't received either, but surely if they had a letter wouldn't have cost me £220?



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE