Thread: Got my sar docs back ! what next ?

Hello Shammy,

Can you stick to one thread please, I am finding it hard to keep up with you. Mmmh it is amazing how much these penalty charges amount up to:grin: Have you worked out the figures on a spreadsheet. Are you going for the statutory 8% interest or interest at their contractual rate???? I think you will find a credit card template letter in the bank template letters on the main page of the forum. and yes I would tell them that you want the money repaying back to you in the form of a cheque, as you have been deprived of this money.

You also need to work out the PPI payment on a spreadsheet, It is your call regarding whether or not to do them together or not.

Which company is this card with

Originally Posted by shammy36

Hi Hell,
Sorry about the thread.I worked out the figures by adding them up from the S.A.R - (Subject access request) statments.should i go for interest at the contractual rate or 8% interest ?
The card co is citi
Thanks very much Hell.

Hello Shammy,

No problem regarding the thread, it is just easier to see the whole story on one thread:grin:

Now regarding your calculation you need to put them on a spreadsheet and this will work out the interest from the date they took the charge/PPI to now. Do seperate spreadsheets for the charges and another for the ppi. You can change the interest rate on the sheets to the contractual rate, work that one out, and ask for this first, and then if they don't pay ball, you have the figures for the statutory 8% for court if needed.

If you need help shout:grin:

Originally Posted by shammy36

HI Guys,
Can anyone tell me how to print off one of the letter templates from the library,as i have the computer skills of a drunken lab rat !!!

Jesus that many skills

Ok there are two parts to your mouse lt click and rt click

Find the template letter that you wish to send.

Lt click your mouse at the beginning of the letter, and drag the arrow/mouse over the contents of the letter, This will highlight what you want to copy. If you look up to the toolbar on the rt hand top side, you will see page, click on this, it will open up to ,cut,copy paste. click on copy.

You then need to go to your word document programme on your computor and click on new page, when the blank page come up. Click on it. go to the tool bar on the top lt, see edit, click on it, cut copy paste will come up, click on paste and there you should have it

Shout it you get struck

Originally Posted by shammy36

Thanks Hell,
Got it !!!

Yipee So now you have the skills of a drunken lab rat that can copy and paste

Originally Posted by shammy36

Hi All,
Got my S.A.R - (Subject access request) docs from those nice people at co-op cc this morning,I have had the card since 2001 and they have only sent statements up to 2004 and one page from jan 08 .should i write back to them saying they have not fulfilled my S.A.R - (Subject access request) request.personaly i dont think they have them or they would have been sent out.

Thanks Guys

Hello Shammy,

Hope you have got over your hang-over and got back to your cage

Interesting, they have sent you statements from 2001 to 2004, and one page from 2008, what I wonder has happened to the rest, is this when they applied the PPI????????

Send them a non-compliance letter under the data protection act telling them to get their finger out:grin:

Data Protection Act - Non-Compliance - Template Letters

Originally Posted by shammy36

Hi Hell,
Yes i did get back to my cage,but those animal rights activists keep letting me out again...oh well, back down the pub !!!!

Yes, strange about the odd page from jan 08.

The PPI started from day one (2001) on average between £30 and £50 per month for the last six years plus about £600 in other charges.

Ive printed off (with my new found skills) the letter before action as their time is up,is this the correct one ?

Thanks Hell

Hiya Shammy.

God that made me chuckle

Hey you'll be worth knowing when you get all that lot back, plus interest at their contractual rate, you will be able to get one of those deluxe wheels

Originally Posted by shammy36

Those wheels are good Hell,but the last one i had cost me £50 a week in WD-40 so as not to wake the neighbours up!!!!

Hi Guys,
Can anybody tell me if there is a link on here for a spreadsheet for credit card charges and PPI.The other thing is iwas looking at a post from maroondevo saying that you can claim the whole charge back,not just the difference,is this right ??

Thanks Guys

Originally Posted by shammy36

Hi Guys,
Can anybody tell me if there is a link on here for a spreadsheet for credit card charges and PPI.The other thing is iwas looking at a post from maroondevo saying that you can claim the whole charge back,not just the difference,is this right ??

Thanks Guys

Hello Shammy,

Don't understand your post Can you explain a bit more please:grin: