Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Received a letter off Barclaycard this morning saying they are going to credit my account with £1140, I rang them up as i did not want it credited to my account i wanted it as a cheaque, they told me they were taking all the money for my outstanding balance can they do this ????
they said that because i havent made a payment to them since january 2007 that they are within their rights to do this.
they said that for the remaining balance of £259 they will pursue me with debt collection
But surely its a good feeling to know you now only £259 on this debt. And more than likely you could arrange a payment plan with them to clear the rest, and that will be 1 less thing hanging round your neck.
barclaycard (can they do this?)
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