Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wanted to let those know that gave me their advice, that Natwest have refunded all the charges they made against my account - yippee! The template letters were very handy. Thanks to all.
Just wanted to let those know that gave me their advice, that Natwest have refunded all the charges they made against my account - yippee! The template letters were very handy. Thanks to all.
What templates did you use Pegleg?
I just have most of my Job Seekers Allowance that I have to live
on for the next two weeks grabbed by Natwest, and would
be a huge help if I can get them refunded before direct debits
start bouncing all over the place and get hit with even more
charges later in the month.
---------------------------------------------- Fuzzybobble - 40 DCA's - 0 ---------------------------------------------- These are video links to show how I deal with DCA's
What templates did you use Pegleg?
I just have most of my Job Seekers Allowance that I have to live
on for the next two weeks grabbed by Natwest, and would
be a huge help if I can get them refunded before direct debits
start bouncing all over the place and get hit with even more
charges later in the month.
Hi. First I must tell you that it took me nearly 3 months to get it sorted out. I kept being told the bank would not refund the charges until the outcome of the OFT case. I sent Natwest a preliminary letter from the templates library asking for the money back & then a lba 14 days later. I quoted the Social Security Administration Act 1992 Section 187 187.—(1) Subject to the provision of this Act, every assignment of or charge on–
(a) benefit as defined in section 122 of the Contributions and Benefits Act;
[3(aa) a jobseeker’s allowance;]
(b) any income-related benefit; or
(c) child benefit,
and every agreement to assign or charge such benefit shall be void; Anyway it worked for me, but Natwest said they refunded my money because the amounts I had gone overdrawn were small i.e the most was £10. You could also send them a right of appropriation letter in the Bank Templates Library. It will stop them taking your benefit money. Good luck with it all.
Pegleg vs Natwest- Charges refunded
have refunded all the charges they made against my account - yippee! The template letters were very handy. Thanks to all.
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Originally Posted by pegleg
