Scared v RBS Credit Card - Defence Filed

**kirstyb** · 6th March 2008 14:01

Hi all

I've successfully claimed on my bank accounts and am now working on reclaiming on my Natwest icon

Credit Card. I've been trawling through the site and can't find any relevant information so I'm hoping some one can help or point me in the right direction.

After following the usual procedure, the case has gone to court and I've received a copy of the defence from the RBS icon

Group Litigation - has anyone else been this far with RBS? What happens next?? Please help, I'm in new and scary territory here!!

Similar Threads:

**old_andrew2007** · 8th March 2008 22:23

bump

deep · 9th March 2008 00:31

Kirstyb

Hang on in there. RBS icon

settled with me day of court case. With 19.9% interest icon

when i only asked for 8%.

I was scared to , what is the worst that can happen!!!!

Good luck but you won't need it, that money is yours

Kindest regrds

Dee

**Goldlady** · 9th March 2008 00:35

You will possibly get an offer of partial settlement. If you do it is up to you whether you accept it or hold out for the full amount.

**Enron** · 9th March 2008 18:36

Don't be too scared... i've been through the full process against Citi including appearing at court.

I'm taking on Mint now (RBS icon

group), so have had the same RBS defence through the post that you probably have.

Having gone through the process with another firm, I know what to do including weaknesses which apply to all card firms. So get in touch by PMing me.

**kirstyb** · 10th March 2008 13:55

Thanks all for your good thoughts and wishes. Enron, I have PM'd you with the details.

The court has ordered a stay pending the OFT test case. I'm sure that there is a letter somewhere asking for the stay to be lifted as it applies to bank accounts, not credit cards - I'm off to find it now.

**kirstyb** · 12th March 2008 13:50

After 2 days of trawling I can't seem to find a suitable letter/response to the court. All I have found is how to apply for a removal of a stay that the bank has asked for, in my case the Judge has issued the stay. Can anyone help?

Also, haven't heard from you Enron, have I baffled you???

**old_andrew2007** · 12th March 2008 20:45

Originally Posted by kirstyb

After 2 days of trawling I can't seem to find a suitable letter/response to the court. All I have found is how to apply for a removal of a stay that the bank has asked for, in my case the Judge has issued the stay. Can anyone help?

Also, haven't heard from you Enron, have I baffled you???

you might try this letter, it was suggested by Zootscoot http://www.consumeractiongroup.co.uk...ml#post1131817

Regards

Andy

**kirstyb** · 13th March 2008 13:29

PERFECT! Thanks Andy.

**kirstyb** · 19th March 2008 10:21

Thanks everyone for your help and support - but yesterday I recieved my cheque!!

Am quite relieved I don't have to go to court but would have gone out of principle anyway.

Can someone please change my thread title to WON status?

**Enron** · 19th March 2008 10:56

Sorry for not getting in touch, been busy so must have slipped through the net.

I received an envelope yesterday which satisfactorally concludes my claim for penalty charges as well.

Just going to wait to see if they comply with my SAR icon

for 6 months of missing statements and 6 years icon

worth of manual intervention sheets.

Also considerring sending a CCA request to get a copy of the agreement.

**kirstyb** · 19th March 2008 15:02

No problem Enron. Good luck with your quest!

**Goldlady** · 19th March 2008 20:51

Well done Kirsty

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