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Credit Hire Question


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Hey was wondering if anyone could help me on a credit hire query.

 

Say Car A is rearended by Car B.

 

Car A is being driven by a named driver.

 

The named driver then goes into credit hire with the policy holder (and owner) being added as an extra driver. Named driver and not policy holder has signed all the paper work.

 

Would this be recoverable from Car B's insurance company?

 

My thinking would be that they are not entitled to recover the hire as they are not the owner and would not be entitled to seek a replacement.

 

Now obviously if the policy holder/owner had signed everything then there'd be no problems but the fact that the named driver has hired the vehicle and signed all the paperwork would suggest otherwise to me.

 

Can anyone clear this up for me please?

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JBMB,

 

As far as I'm aware, a full recovery could be made.

 

The credit hire is temporarily replacing the damaged vehicle, regardless of who should be driving it.

 

Hope this helps.

AB123uk

 

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But just on that note, i think credit hire is a horrible money making scheme, just my oppinion!

AB123uk

 

IF MY COMMENTS ARE USEFUL, PLEASE CLICK MY SCALES!

 

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Yorkshire WON

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If CAG Helped you..... Why not help CAG!

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Oyster- I fought the Lloyds will have it's mark in history- have you downloaded your Official Charges Track?

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