Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi folks, i have a question and wonder of some one can advice me before i proceed with a letter.
I took out a loan with beneficary roughly around 2000-2001 i have misplaced the paperwork for this, before the loan was finnishing i renewed it with a top up loan and paid off the first loan.
Both these loans have PPI, my question is, when i write a letter to them, do i request information about the first loan and the ppi details or just the second loan i used to pay off the first one.
Will i get a refund on both?
I feel i was miss sold these products as basicaly my work covers me for 1 year if im off sick .
Im not sure how to proceed here, do i request information for both the loans even tho one is paid off by topping up ?
Hi folks, i have a question and wonder of some one can advice me before i proceed with a letter.
I took out a loan with beneficary roughly around 2000-2001 i have misplaced the paperwork for this, before the loan was finnishing i renewed it with a top up loan and paid off the first loan.
Both these loans have ppi, my question is, when i write a letter to them, do i request information about the first loan and the ppi details or just the second loan i used to pay off the first one.
Will i get a refund on both?
I feel i was miss sold these products as basicaly my work covers me for 1 year if im off sick .
Im not sure how to proceed here, do i request information for both the loans even tho one is paid off by topping up ?
Little update i called them and spoke to a manager to ask if they could send out my paperwork, they told me they would pass my information on to the complaints department.
I mentioned that i felt i was sold ppi unfairly and they said to me " oh because of the media everyone is jumping on the band wagon"
And if you want to cancel ppi you wil have to take out a new loan.
Make sure you send all correspondence by recorded delivery or special delivery (this is more expensive though). You will need to include a £10 postal order.
It is also best to correspond in writing only unless you have the capacity to record calls
I'm midway through the tunnel, but getting closer to the light.
HOusehold bank/hfc ppi claim helppp
, my question is, when i write a letter to them, do i request information about the first loan and the ppi details or just the second loan i used to pay off the first one.
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