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    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
    • depends what the fees are, typically nothing can be added once judgement is passed bar litigation costs. on document retention time limits etc at least 6yrs previous must be held though many hold complete info. as for acronyms and abbreviations ideally yes they should     
    • Still have to submit a statement either system....if they fail they can only give verbal because they failed to file and serve.
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Royal Bank of Scotland Charges for bounce DD


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Hi All

 

I pay 15.00 on the 15th and 25.00 on the first for two monthly standing orders plus 33.00 every quarter. My 15.00 was for sky and I took a special offer from them for movie channels at half price, that is 8.50 + 15.00 = 23.50

 

On the 14th of this month, I went to my bank and deposited 24.00 to cover the S/O. For some reason sky tries to lift 26.00 and the bank stung me 38.00, (i assumed the S/O had been paid) they then stung me another 38.00 on the 29th.

 

My fortnightly money (I am unemployed) went into my account on the 4th March 2008 but the two standing ordres remaining were attempted on the 3rd so I got stung 3 times, (one for sky's second attempt to lift, 1 for 25.00 and 1 for 33.00.

 

I went to the bank this morning and checked the account, they have charged me 152.00 since the 15th Feb.

 

I also was charged a couple of months ago for a mixup on e-bay where the money was suppose to come off my credit card but by mistake I requested it off my bank.

 

My road tax was due today and I had 112.30 paid in and all I have left is 7.49. I am so angry.

 

I want my money back, and am I able to ask for a complete list of all DD charges they have levied on my account since I opened it 12 months ago to which I have run the account well but when sky messed up it has dominoed to all my S/O due to the bank charges?

 

Hope u can help me someone.

 

Thanks

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Hi, root.

 

You could try phoning them and asking for a list or send them a SAR

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

 

Have a look at the step-by-step.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

If you need any help, just shout.

 

Regards.

 

Scott.

 

 

 

 

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