Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 4th March 2008 15:26 #1
    wills7 wills7 is offline
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    Default Black Horse and the FOS

    I have recently receieved a fob off letter from BH telling me they weren't regulated under the fosicon when i took out my loan therfore they wont entertain the idea of it being mis-soldicon. Is my only option now to go down the court route which i don't have a problem with but i feel that it would stand me a better chance asking BH again to reconsider and if thay so no then at least i can show a court, if it went that far, that i had tried? Does anyone have a template for a letter or can guide me in the right direction as to a letter that basically says this is your last chance before you recieve a nice letter from the court but giving them fair chance to pay up before i took this action?

    Thanks

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  2. 4th March 2008 21:36 #2
    tiglet tiglet is offline
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    Default Re: Black Horse and the FOS

    It is when you issued your complaint with them taht counts - post April 2007, I believe.

    Have you asked for a copy of their complaints procedure and gone down that route? If not, it would be best to do that now and ask the fosicon to investigate if you don't get anywhere.

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE