Patricia Pearl - Small Claims Procedure - A Practical Guide


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BAILIFFS - The Law and Your Rights

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  1. #1
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    Smile GE Money PPI POC***WON***

    I will be in the next couple of days be submitting my POCicon for a claim against GE Money to reclaim PPIicon charges and interesticon applied to my Wife's storecard account, however before I do, can I ask a MOD (Alan if you have a spare couple of minutes ) to have a quick read of it.

    I'm hesitant to post it on a public forum as I know GE Money read this website.


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  2. #2
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    Default Re: GE Money PPI POC

    You remove all personal details, then post it that way you'll get advise from other experienced members
    Regards

    Andy


  3. #3
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    Default GE Money PPI POC

    Andy,

    Point taken, however there is a considerable amount of account specific Information contained with in the POCicon which if removed would not give the full picture of my claim.

    I'm not disputing the worth of posting a draft document in such a forum for discussion, however I do not want to give GE Money advance warning of our court claim.

    GE Money have told me that they monitor this website as well as MSE so as you can appreciate I have to be rather careful what i release in to the public domain.


  4. #4
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    Default GE Money PPI POC

    Bump


  5. #5
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    Question GE Money PPI POC

    Bump - any assistance from a MOD would be greatly appreciated


  6. #6
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    Default Re: GE Money PPI POC

    Quote Originally Posted by stroke a badger View Post
    Bump - any assistance from a MOD would be greatly appreciated
    Hello SAB,

    Have you tried to pm Alanfromderby with a link to your thread????????

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  7. #7
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    Default GE Money PPI POC

    Hiya HHNF,

    Yep tried that a couple of days ago but I've not heard anything


  8. #8
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    Default GE Money PPI POC

    Court papers issued this afternoon


  9. #9
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    Default Re: GE Money PPI POC

    Quote Originally Posted by stroke a badger View Post
    Court papers issued this afternoon
    Hiya SAB,

    Did you get any response from anybody and well done,

    Fingers crossed for you

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  10. #10
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    Default GE Money PPI POC

    Hiya HHNF,

    Nope, no help apart from your good self.

    I can take the hint!!!!


  11. #11
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    Default Re: GE Money PPI POC

    Quote Originally Posted by stroke a badger View Post
    Hiya HHNF,

    Nope, no help apart from your good self.

    I can take the hint!!!!
    Hiya SAB,

    Don't take it personally, I get overlooked everytime I ask for guidence
    :o :o :o

    Well good luck anyway, we will have to soldier on regardless

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  12. #12
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    Default GE Money PPI POC

    Update

    Court papers were hand delivered to our local Combined Court 11/03/08 and were deemed to have been served to the defendant 13/03/08. We received today, notice that Salans who are acting on behalf of GE Money, have filed an acknowledgement of service and are defending the claim.

    Fun, Fun - FUN!!


  13. #13
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    Default Re: GE Money PPI POC

    Best of luck stroke a badger.

    Interesting to know that GE read these threads!!

    We have claimed back 2k in unlawful charges and received an offer of half within three days of issuing the claim in court. Not enough though - am holding out for the full amount

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  14. #14
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    Default GE Money PPI POC

    Good to hear from you again.

    I'll keep the thread updated. :grin:


  15. #15
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    Default GE Money PPI POC

    Update

    Defence submitted at the 11th hour by Salans, looks like this one is going to be taken to wire.


  16. #16
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    Default Re: GE Money PPI POC

    HI, I am new to this site and you sound like you know what you are doing. For my sins I have had many store cards with Ge bank over the years, 2 still in use. I wrote to Ge Bank to complain, they cancelled my PPIicon but they denied mis-selling. I sent a second letter and they advised i complain to the fosicon who wrote to me to advise they cannot help. i am angry with GE bank as I feel they led me a merry dance, any help will be very grateful.
    Quote Originally Posted by stroke a badger View Post
    Update

    Defence submitted at the 11th hour by Salans, looks like this one is going to be taken to wire.



  17. #17
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    Default Re: GE Money PPI POC

    Hi SAB, just to let you know that GE have made me a second offer - it has gone up from 1k to 1.5k - I am thinking about it. I am sure you will be hearing from them soon.

    Hi Bigbetty and welcome to CAGicon. I would suggest that you could reclaim the PPIicon payments and interesticon that has been charged on them, but knowing GE it will be some fight. We are actually using mis-sold PPI as a counterclaim against proceedings they have issued against us. If you do decide to give it a go you need to start your own thread and you will get specific advice to your claim. Best of luck.

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  18. #18
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    Default Re: GE Money PPI POC

    Thats excellent news.

    If it was me I would hold out as if they are prepared to make an offer they are prepared to pay the full amount.


  19. #19
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    Default Re: GE Money PPI POC

    Still thinking about it

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  20. #20
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    Default GE Money PPI POC

    Ok, Salans have filed their defence and I'm now if receipt of an allocation questionnaireicon sent to my wife by the court.

    Their defence seems to be fairly generic and they have failed to defend some of the key points - such as the PPIicon field being preselected for instance.

    Is there anything else i should be doing apart from completing the Allocation questionnaire?



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