Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi there, i called cap one last week asking why they were charging me PPI. I was told i signed for it. Now i know this to be untrue, because when i had it with an old card i had with them, they wouldnt pay out when i made a claim. So there was no way i was going to get it again. And anyway i am self employed and therefore to do not meet the conditions for ppi.The chap i was speaking to said he had the signed copy of my agreement infront of him,(unlikely as he didnt know i was going to call) so i requested he sent me a copy. They have sent me a photo copy of an agreement with my name and address typed at the top, but with no signature and no tick in the ppi box. Surely this is not a legally binding credit agreement? I am nowgoing to write to them requesting the refund it all to me.
Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Thanks Johnnymitch, i have read that somewhere on the CAG site. I am self employed so dont meet terms and conditions for PPI, and after making a claim when i had it on an old car and being turned down, there was no way i would ever take it again.Have done letter and schedule of charges and will send tomorrow. Is only for a small amount, but its a lot for me, and will pay some of the bills.
OK ammani - best of luck with it - I'm happy yo know what you're doing.....
Amounts are relevant mate - even small ones are better in your pocket than theirs
Nemo me impune lacessit
Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
If you think I've helped you please feel free to tickle my star
Capita One And PPI Charges!
last week asking why they were charging me PPI. I was told i signed for it. Now i know this to be untrue, because when i had it with an old card i had with them, they wouldnt pay out when i made a claim. So there was no way i was going to get it again. And anyway i am self employed and therefore to do not meet the conditions for ppi.The chap i was speaking to said he had the signed copy of my agreement infront of him,(unlikely as he didnt know i was going to call) so i requested he sent me a copy. They have sent me a photo copy of an agreement with my name and address typed at the top, but with no signature
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Re: Capita One And PPI Charges!
