Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
After success with my bank charges with Barclays on my current account I decided to tackle Barclaycard and Capital One.
I sent off my request for statements
when they arrived very quickly I used the spreadsheet to calculate the ammount they owed me plus interest. I made a mistake and sent off requesting for the charges and the interest. In total £800. Barclaycard wrote back to me very quickly and stated they would offer £300 plus the 8% interest as a goodwill gesture. So I used the rejection of offer template and they replied within a few days offering all the money. They had put it into my Barclaycard account, but as they took the card off me a year ago I couldn't take the money out and there was nothing owing on the account. One quick call to Barlaycard later they moved the money into my current account. This took 4 days to go through. Result. Just waiting for Capital one now, refusing to give me all my money. Money claims started tday.
Good luck to everyone else.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Could I just ask where you wrote to to get your statements - I've looked under the Barclays contact addresses but there's loads of stuff on there and not all about contact addresses!!
Good luck with Capital One - they will pay up in the end - just settled mine with them.
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
Me V Barclaycard **WON**
on my current account I decided to tackle Barclaycard and Capital One
. So I used the rejection of offer template and they replied within a few days offering all the money. They had put it into my Barclaycard account, but as they took the card off me a year ago I couldn't take the money out and there was nothing owing on the account. One quick call to Barlaycard later they moved the money into my current account. This took 4 days to go through. Result. Just waiting for Capital one now, refusing to give me all my money. Money claims started tday.
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