Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I currently have a Debenhams GEMoney store card on which I have about £2400. GEMoney are charging around £35 each month for Payment Protection Insurance( PPI) and want to claim this back as I believe either I was miss sold it or it has been added after I took out the card.
I was sold the card in-store pre 1997 ( unsure of year) however I don’t remember be advised on PPI. I also have a suspicion that it has been added on at a later date without my knowledge. ( Is this possible?)
I have just sent an S.A.R. to GE Capital, so I can see my statements and my original agreement.
At the time of the original agreement I was registered self employed but subsequently became employed in 1997.
Obviously, if they have added it on after the original agreement I have a good case for re-claim. But how do I stand to claim if it is included in the original agreement and I was , effectively miss-sold?