Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have successfully reclaimed about £500 of PPI on a loan. However, the letter received today says that they have credited it to my loan account. Can they do this without my permission? Can I request that they actually send me a cheque? Also, they haven't paid interest on this money. Should I write back asking for the interest as well or accept the offer as it stands. I'm a bit nervous about pushing it too far as I am paying back this loan through a dmp.
They have said they will pay my refund off the loan. My refund is just over £2100 which would be nice in my current account. I have refused the offer twice now to have it paid back into the loan account and have asked for reasons why they will ot pay it by cheque.
My only concern for you is that if you are paying in back through a dmp I assume you are behind with the payments and I THINK that if you are then they can pay it off the loan. But that is only what I have read from another thread so it may be wrong.
Refund to loan account
on a loan. However, the letter received today says that they have credited it to my loan account. Can they do this without my permission? Can I request that they actually send me a cheque? Also, they haven't paid interest
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