Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    norwich1 Novitiate

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    Default Not "TICKED the BOX"

    I have checked my copies of my original Applications for Credit/Loans and have a found a few where "I DID NOT TICK the BOX" requesting PPIicon.
    Has anybody made a succesful claim on this issue?
    I have got 1 claim at Court on this issue but I think I cocked it up from the start, as I do not know the amount to claim as I have not got my statements to check the amount, it is probably only for around £50 or so.
    I claimed for an undisclosed amount.
    The mistake I think I made was: instead of under "Value" where I SHOULD have put "under £5,000 I left this blank, I put in "Amount claimed"
    £100 which I should have left blank.
    The Defendant have acknowledged the claim and say they are going to defened. I'm not bovver'd about it, as I am using this small sprat as a 'test case' to catch a much bigger fish.
    But has anyone claimed on this issue? and what are the chances of a succesful claim?


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  2. #2
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    Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula Authoritative Lula's Avatar

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    Default Re: Not "TICKED the BOX"

    Hi, I dont know whether anyone has actually gone to court about this but you can get your statements by SARicon and it will cost you £10, they have 40 days to comply, there is a letter in the templates section here. Just amend to suit

    Lula


    Lula v Abbey - Settled
    Lula v Abbey (2) - Settled
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  3. #3
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    Default Re: Not "TICKED the BOX"

    I have all my statements via DPA as I claimed back Penalty Charges.
    I got my copy of original Application for credit via s.78 (1) Consumer Credit Act 1974 (s.78 (1).
    I have asked for the PPIicon terms and conditionsicon and the Master Policy via DPA and CCA.
    They will not send me them as they say these have nothing to do with my personal dataicon.



  4. #4
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    norwich1 Novitiate

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    Default Re: Not "TICKED the BOX"

    Can anyone help as to NOT TICKING the BOX requesting PPIicon on original Application Forms


  5. #5
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    Default Re: Not "TICKED the BOX"

    Going back weeks I put a claim into court against the Halifaxicon because I had not "Ticked " the box requestig PPIicon
    They acknowleged the claim and their intention to Defend
    They did'nt and I won by default
    The amount they had charged me was small I dont really know how much only £50 or so at the most
    I claimed for £100.00 and WON
    Excuse me I have to go, I have a much bigger fish to Fry


  6. #6
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    Default Re: Not "TICKED the BOX"

    Quote Originally Posted by norwich1 View Post
    Going back weeks I put a claim into court against the Halifaxicon because I had not "Ticked " the box requestig PPIicon
    They acknowleged the claim and their intention to Defend
    They did'nt and I won by default
    The amount they had charged me was small I dont really know how much only £50 or so at the most
    I claimed for £100.00 and WON
    Excuse me I have to go, I have a much bigger fish to Fry
    Excellent news Norwich:grin: Well done, the amount of money the claim is not the point, its the principle of the matter that is important.

    Wishing you all the best in frying the bigger fish:grin:

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  7. #7
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    Default Re: Not "TICKED the BOX"

    EXACTLY.
    and REVENGE



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