Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Court requesting mediation with Barclaycard?

    Hi everyone,

    Gone to court for about £300 on my barclaycard.
    Had an order saying claim is stayed for 28 days to enable parties to engage in mediation!

    I am urged to use free small claims mediation service.

    What shall i do?:o

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  2. #2
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    Default Re: Court requesting mediation with Barclaycard?

    Are you claiming £300 or are they?

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

  3. #3
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    Default Re: Court requesting mediation with Barclaycard?

    I am. I thought they would have paid up by now, very small amount!
    Any ideas anyone?


  4. #4
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    Default Re: Court requesting mediation with Barclaycard?

    I would agree to the mediation - there is no guarantee taht Barclaysicon will and it will look good to the judge that you were prepared to make the effort

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

  5. #5
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    Default Re: Court requesting mediation with Barclaycard?

    Hi Reclaimone,

    As you've already given BC 2 chances to enter into discussion or negotiation, it seems pointless at this stage and will serve only to delay settlement.

    See here - http://www.consumeractiongroup.co.uk...tml#post742517

    Up to you really, but I'd go with Gizmo's letter. Make sure you adapt it to reflect your own case before sending.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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  6. #6
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    Default Re: Court requesting mediation with Barclaycard?

    Now I didn't know that - I would therefore like to withdraw my earlier comment and suggest going with Slick's advice.

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

  7. #7
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    Default Re: Court requesting mediation with Barclaycard?

    Aww Tiglet,

    I was just lucky remembering where to find it today (couldn't place it yesterday for Camdenite's thread here in BC forum).

    So this is the 2nd claim in 2 days which has been suggested for mediation - maybe the same court or new tactics from court ?

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  8. #8
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    Default Re: Court requesting mediation with Barclaycard?

    To be honest, I think they're getting swamped with cases - probably due to the good work of CAGicon. If people can settle out of court, it reduces their workload, so they are obviously going to suggest it.

    I didn't realise it costs (having only had family mediation when going through a divorceicon, which was free) which was why I suggested agreeing to it.

    Hangs head in shame ...

    All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

  9. #9
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    Default Re: Court requesting mediation with Barclaycard?

    No shame Tiglet - we're all learning here (well I am anyway) !!

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  10. #10
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    Default Re: Court requesting mediation with Barclaycard?

    The courts in all three of my cases with Abbeyicon have put in a leaflet about mediation, I always refused, we , as claimants, have given the banks and credit providers, ample opportunity to talk to us, but they generally decline, it is not a free service and the fees are non reclaimable, a bad idea for us, and a good idea for them, because they can draw it all out just that bit more.

    Lula


    Lula v Abbey - Settled
    Lula v Abbey (2) - Settled
    Lula v Abbey (3) - Stayed


  11. #11
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    Default Re: Court requesting mediation with Barclaycard?

    Thanks everyone



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE