Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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  1. 28th June 2006 18:12 #1
    gbd gbd is offline
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    Default Bye Bye Woolwich

    Barclaysicon have announced today that they are to close down the Woolwich brand and all its branches.

    It does not affect any claims however as The Woolwich is not a seperate company and it isn't ceasing trading.

    The Woolwich is only a trading name of Barclays Bank PLC so your claims should continue as normal.

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  2. 28th June 2006 20:55 #2
    Mumofthreeboys
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    Default Re: Bye Bye Woolwich

    For a minute there, I thought they'd gone under - mores the pity eh, they deserve it??????

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  3. 28th June 2006 21:05 #3
    Eddie Eddie is offline
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    Default Re: Bye Bye Woolwich

    Is it that great.....

    My girlfriend works for the Woolwich and now has to face loosing her job. It is not the fault of all the people that work for the banks... so please just spare a thought for those people.

    As you can read on this site it looks as if you will get your money back. I'm currently claiming mine back from First Direct but i don't bitch about the staff as they are just doing there job...

    Sorry but you hit a nerve.

    Data Protection Act letter sent 30/05/06
    Statements rec'd - 07/06/06
    Preliminary approach letter sent - 09/06/06
    Reply rec'd - 15/06/06
    LBA sent 26/06/06
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  4. 28th June 2006 21:16 #4
    Mumofthreeboys
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    Default Re: Bye Bye Woolwich

    I wasn't bitching about the staff - I was bitching about the Woolwich as a whole.

    I'm sorry you're girlfriend is losing her job, really I am, but it doesn't change my opinion - I hate the Woolwich.

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  5. 29th June 2006 13:52 #5
    solidstan1 solidstan1 is offline
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    Default Re: Bye Bye Woolwich


    First, Woolwich branches will become Barclays branches.

    The same helpful staff will be there to meet you at your new Barclays branch, so you’ll meet the same friendly faces, but with a different name above the door.

    We’ll be investing in our existing Woolwich branches, bringing them up to Barclays’ latest standards. Converting all of our branches will happen throughout 2007. We’re looking at where our Woolwich and Barclays branches are located across the country and we’re working out where it makes sense to merge branches into one.

    INFO FROM:-
    http://www.barclays.co.uk/woolwichfaqs/

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  6. 29th June 2006 20:22 #6
    Zippy Bear Zippy Bear is offline
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    Default Re: Bye Bye Woolwich

    Here here Eddie, I agree with you. I'm sorry about your girlfriend.

    Why would anyone need to hate a bank? Because they have been given a penalty by them for abusing their account...thats why.

    If you get a parking ticketicon, you have to pay it - because you were abusing the roads, so whats the difference with bank charges?

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  7. 30th June 2006 11:39 #7
    gbd gbd is offline
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    Default Re: Bye Bye Woolwich

    Quote Originally Posted by Zippy Bear
    they have been given a penalty by them for abusing their account
    But it is illegal to do so and the banks are now denying that their penalty charges are penalty charges.

    However, I agree with you about resorting to abuse and revelling in other people's misfortune - absolutely no need for it at all.

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  8. 30th June 2006 12:15 #8
    closey closey is offline
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    Default Re: Bye Bye Woolwich

    It is not illegal it is unlawful.

    solidstan1, I presume you work for Barclaysicon. Have you sent a PM to Bankfodder or Dave advising that you are registered on this site? If yes, I apologise for asking, if no, could you please do so.

    Thanks.

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    Woolwich - £2288
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    Offered half
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    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  9. 30th June 2006 12:28 #9
    gbd gbd is offline
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    Exclamation Re: Bye Bye Woolwich

    Quote Originally Posted by closey
    It is not illegal it is unlawful.
    Definition of illegal: contrary to law

    Definition of unlawful: forbidden by law

    source: Chambers English Dictionary

    These bank penalty charges are being applied contrary to law. Therefore they are illegal. They are also forbidden by law therefore they are also unlawful.

    Are you argumentative by nature?

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  10. 30th June 2006 12:51 #10
    closey closey is offline
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    Default Re: Bye Bye Woolwich

    Hey not at all, I want as many people as possible to be successful in reclaiming their bank charges, therefore it is worth using the correct terminology when communicating with them:

    Unlawful .... Common/Civil law

    Illegal ...... Criminal law.

    Bank charges are Unlawful not Criminal, even though at times it feels like it!

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  11. 2nd July 2006 23:25 #11
    Zippy Bear Zippy Bear is offline
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    Default Re: Bye Bye Woolwich

    Can someone please tell me what the Data Protection letter is that everyone on here is talking about? I know about the Data Protection Act but not sure what this letter is all about and whether it could be applicable to me?

    I'm sure its on this site somewhere but I haven't got hours to read through all the many posts - even though they are very interesting!

    Thank you

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