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Hi well wasnt until i found these forums that i was made aware that you could claim back for PPI's.
Ive had 3 loans in total each time upgrading to a bigger loan all with ppi's when i have upgraded i have had some sort off refund for the insurance not sure if i will be able to claim for them but my current loan which ends next year thank god has a ppi on it which is rather large i bank with HSBC by the way :-|
I also have a credit card with them which has a ppi on it which will be cancelled tomorrow.
Ive seen the template letters and that but who am i making the claim from the bank itself or the insurier ? Am confused
I understand i need dates etc found the agreement forms i signed for the loan and credit card so how do i go about starting the ball rolling where do i send it ?
Thanks for all your advice
Hi well wasnt until i found these forums that i was made aware that you could claim back for PPI's.
Ive had 3 loans in total each time upgrading to a bigger loan all with ppi's when i have upgraded i have had some sort off refund for the insurance not sure if i will be able to claim for them but my current loan which ends next year thank god has a ppi on it which is rather large i bank with HSBC by the way
I also have a credit card with them which has a ppi on it which will be cancelled tomorrow.
Ive seen the template letters and that but who am i making the claim from the bank itself or the insurier ? Am confused
I understand i need dates etc found the agreement forms i signed for the loan and credit card so how do i go about starting the ball rolling where do i send it ?
Thanks for all your advice
Hello and welcome to the forum
You need to approach HSBC as they sold you the loans and the credit card .
Send a full S.A.R - (Subject access request), you will find it in the ppi forum stickies, it will cover the loans and the credit card, add your details and the account no's, enclose a £10 Postal Order, send everything recorded delivery and keep everything in a file.
Wait for the info to come and whilst waiting read around the threads and educate yourself
If you need to know anything just ask
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
I am also sending a S.A.R for overdrawn charges guess it goes to the same place.
Thanks for the advice
Hello Laz,
If you send the full SAR they must provide you with all information that they hold on you. This will include bank statements, overdrawn charges, interest everything.
If they don't give you everything. you send a non-compliance template under the dpa and then report them to the Information commissioner Office.
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
I work for a BBC1 consumer affairs programme called "Don't Get Done, Get Dom", in which presenter Dominic Littlewood attempts to resolve issues that have arisen between consumers and companies.
Having read your story, we would be extremely keen to hear from you to see if there is anything we might be able to do to help.
If you would like to talk to us, please get in touch at:
I work for a BBC1 consumer affairs programme called "Don't Get Done, Get Dom", in which presenter Dominic Littlewood attempts to resolve issues that have arisen between consumers and companies.
Having read your story, we would be extremely keen to hear from you to see if there is anything we might be able to do to help.
If you would like to talk to us, please get in touch at:
Ive had 3 ppi's in total help claiming please
's.
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Originally Posted by laz4379
but will give you a beel tomorrow 
