Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Anyone else received a letter from Barclays re the test case & your stayed claim?

    I received one last week & as yet haven't seen anything posted on here so will be what I see as the first.

    Feel free to direct me to any information if it's already been posted!

    The letter is at home but is basically saying the test case is taking longer than anticipated so your stay was until x date however we think teh case will be concluded around y date however y date exceeds when we asked for your claim to be stayed until SO are you ok with that?

    I'm not sure what else I can really say but wondered if anyone else had received anything on these lines?

    Cheers

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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    I haven't, no.

    Could you state what date "y" is? I'm sure we'd all like to know what Barclaysicon thinks is the magic number!

    Apologies to people who I was in the process of helping, I may be gone some time.

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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    Is the letter asking you to consent to a stay extension?


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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    I got a copy of a letter from Barclaysicon to the court today, did it look like this?






  5. #5
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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    Hi there,

    The Stay on your claim imposed by the court had a specific expiry date, as opposed to the Stay applying "Until the determination of the Test Case".

    I suggest you write to the court and say:-

    Dear Sir or Madam,

    Claim No xxxxxxx
    Me -v- Barclaysicon Bank PLC

    I refer to the courts last directions which put a Stay on my claim until 29th Feb 2008.

    I agree to an extension of the Stay, which expires on 29th Feb, until the determination of the "OFT Test Case".

    Unless I hear to the contrary, I assume my attendance is not required for the extension of the Stay imposed by the court.

    Yours faithfully

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    Why would anyone agree to an extension of the stay?


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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    Because the court and the bank will not agree to the lifting of the Stay while the OFT case is unresolved.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  8. #8
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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    well I have to be quick & find the letter then and write out to the court. yes it is similar to what I received. simply an ask to extend the stay. if i missed the date to agree it would mean I agree without written consent anyway wouldn't it?


  9. #9
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    Default Re: Anyone else received a letter from Barclays re the test case & your stayed claim?

    Hi Mike,

    TBH, the court should extend the Stay anyway, whether you write or not.

    As Barclaysicon have written to you about the Stay, it is polite to contact the court to confirm your agreement.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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