Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
the light has finally been switched on! I have calculated my charges to be in the region of £3000 (exact figure is at home). Now I have been reading this site for near enough two months and I'm still confusing myself. Since I have just read that I need to include a spreadsheet of my charges with my 1st letter; would it be reasonable to summarise charges for each month?. I mean on average I get charged £125 per month and one month did I have a "few" direct debits bounce and I got charged (bringing my total that month to well over £250...........robbing *******s!!!). should I be sucessful not only will I donate but I will also do my masters in business/finance and thus might eventually be able to balance my cheque book!!). ;-)
a few people have been asking this lately, the banks know exactly how much they owe you, they can check by pressing one button, however you will need to submit a Breakdown of charges if you ever get to the stage of allocating a court, dont stand for any nonsense from them , stick rigidly to the timetable that you are initiating, and dont be dissuaded from it, unless they offer you what you want
HSBC- £4995, settled payment in full
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