Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Dancer v A&L please help?

    Hi all i've sent off my first two letters to which A&L have sent their standard reply that if i persue claim they will request for it to be stayed.

    What do i do now do i fill out MCOL. or is there a different form to fill out now (n1) if so where do i find the n1?? do i still have to fill out MCOL as normal aswell as filling out a n1. My local court is barnstaple north devon.

    Many thanks

    Julie

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  2. #2
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    Default Re: Dancer v A&L please help?

    If you have a choice, it is always preferable to file using N1 at your local court. The two main disadvantages with MCOL are that your Particulars of Claim are limited to just 1080 characters with a maximum of 24 lines and you cannot attach the schedule of charges to your claim.

    Both these drawbacks can create problems later on. The banks use these limitations of MCOL to assert, with some justification, that the claim has not been fully particularised.

    Therefore I would strongly advise you to file at your local court. It will be transferred here eventually anyway.


    You can download N1 here:
    N1 Claims form in .PDF format with form filling

    There are now new comprehensive Particulars of Claim written by a QC specifically for the following banks:

    Abbeyicon
    A&L
    Barclaysicon
    Co-op
    Halifax
    HSBCicon
    Lloydsicon
    NatWest
    Royal Bank of Scotlandicon
    Yorkshire


    See here:
    http://www.consumeractiongroup.c o....lates-library/


    If you are on benefits, you may be eligible for exemption from court fees.
    You can only apply for this at your local court using form Ex160.


  3. #3
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    Smile Re: Dancer v A&L please help?

    Many thanks i will crack on and do the n1.

    Kind regards

    Julie xx


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    Default Re: Dancer v A&L please help?

    If you have any problems with it, just post and some one will help you.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE