Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all i've sent off my first two letters to which A&L have sent their standard reply that if i persue claim they will request for it to be stayed.
What do i do now do i fill out MCOL. or is there a different form to fill out now (n1) if so where do i find the n1?? do i still have to fill out MCOL as normal aswell as filling out a n1. My local court is barnstaple north devon.
If you have a choice, it is always preferable to file using N1 at your local court. The two main disadvantages with MCOL are that your Particulars of Claim are limited to just 1080 characters with a maximum of 24 lines and you cannot attach the schedule of charges to your claim.
Both these drawbacks can create problems later on. The banks use these limitations of MCOL to assert, with some justification, that the claim has not been fully particularised.
Therefore I would strongly advise you to file at your local court. It will be transferred here eventually anyway.