Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Is this forum just about bank charges cause if not can anyone tell me how taking a 25,000 loan out can mean paying back 42,000 even without insurance?????????
The RBOS did the same to myself. I am beginning to engage in a legal battle with them. In March 2002, the bank entrapped me into taking out a loan to pay off student ovderdrafts. The bank arranges what they call a 'financial healthcheck'. Never cooperate with the bank as it will cost you money as I learnt. The loan the bank forced on me was for £3200 and by the time the last installment will have been paid in July 2007, the RBOS will have taken £7500 from me. That is a loan with no loanguard or insurance. A bit of advice. Contact the banking ombudsmen. They are excellent at dealing with cases like ours as the Customer Relations Unit of the RBOS is useless in dealing with complaints.
RBS Loan
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