Thread: CCA what next?

i am sorry if i am repeating a question (as i am sure i am) please just move me or send link to relevant thread.
Frederickson Internationals 12 days are now up on my CCA request whats the next step? i am not paying them anything at the mo anyway so do i just wait for them to contact me? if they had CCA would they of contacted me already? any advice would be cool i have looked round and round forum and now my head is spinning
thanks
Its
x

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WAIT until the 12+month expires AND they continue to demand payment, then a report to Trading Standards would be in order as they are chasing an unsubstantiated debt.

hi
what do i do if they contact me? i have asked them not to phone (but i dont think that matters to them anyway) and a report is into TS about it but do i just ignore contact or write back? (if any comes)

Stand your ground and request everything be in writing for the avoidance of doubt and that is ALL you say to them.
Remember to keep a detailed log of all calls as well.

The only thing you require from them is the compliant CCA, until then you have nothing to say to them.

Keep us updated and we'll help.

thanks all
just checking and sorry if i sound stupid :o but is it 30 working days or a straight normal world 30 real days?
cheers

the 30 days is a calender month.

cool roll on 12th march sorry to pick ypur brains curly but i have already payed a lot of this debt off but with a different agency (Metropolitan) before they sold it on to current DCA do i have any come back on them? can i check they were ok to collect or is it too late?

Metropolitan are merely HSBC's in house monkeys.
They obviously have got bored with you

hello again.
i have just recieved a letter from frederickson this morning and it says


You have failed to honour your arrangement to repay this debt and your account is now in arrears
Unless payment is recieved within 5 days the arrangement will be terminated and passed to our solicitors Bryan Carter and Co who will be instructed to commence proceedings in the county court without further notice.
if you wish to prevent legal action please telephone us
This is your final warning. you must act now if you wish to avoid legal proceedings
yours sincerely
blah blah blah

now i am not panicking it because i think i know how to act but just need some input to see if i am right

there are a few things wrong here
1. i havent agreed anything they sent me a letter on the same day i CCA'd them saying they would accept the amounts i was previously paying metropolitan. i never agreed to it
and 2. i have CCA'd them so dont need to pay anyways
do i write to them with those details or do i just let it go to Bryan carter and then send a letter to him. i have found a good letter on here you wrote curlyben
any advice would be good
cheers

thay rang too but i was out i have told them to stop phoning ggrrr do i just put phone down if they ring?
cheers

..

yup all done and signed for by d carter 30 days up on 12 march



money