Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jodybuk Novitiate

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    Question Jodyb v Alliance & Leicester

    Hi,
    I am self employed & I have one payment left to make on a loan I took out in 2005. I asked A & L to send me a loan staatement as I Have never received on throughout the life of the loan & I see I have paid £737.35 PPIicon & £67.61 interesticon on insurance.
    I fully intend to claim this back, Do I still need to do a SARicon as I have now got a loan account statement, are there other things I need in order to proceed with my claim & how do I work out the interest- Do I just add 8% to the total ppi & interest?
    Your help is as always very much appreciated
    Thanks

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    I HAVE ALL THE MONEY I'LL EVER NEED - IF I DIE BY 4 O'CLOCK THIS AFTERNOON!!:-|

  2. #2
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    crugga Novitiate

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    Default Re: Jodyb v Alliance & Leicester

    Hi sorry cant help on calculating the 8% butIve just this week had a successfull reclaim from A & L on self employed grounds & I took it out in 2005 & ive got 1 payment left so pretty equal. Yours should be a pretty simple claim as the cover to a self employed is far inferior and ultra hard to claim so doubt you'll have to take it to far, i'm sure they didnt explain this to you which they didnt to me. I accepted without the 8% purely because I needed the cash straight away to clear the balance. Someone i know had the same with A & L, wrote a letter back saying they'd accept it as part payment then demanding the 8% the courts would award. Oh yeah all you need is what youve got, i'd get the first request sent as they'll decline it and worry about the 8% later.


  3. #3
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    jodybuk Novitiate

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    Default Re: Jodyb v Alliance & Leicester

    Thanks for the advice crugga, I have pm'd you & will keep you posted with my progress!!
    Congrats on your win

    I HAVE ALL THE MONEY I'LL EVER NEED - IF I DIE BY 4 O'CLOCK THIS AFTERNOON!!:-|


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE