Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 11 of 11
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Under Siege Novitiate Under Siege's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2007
    Posts
    263

    Default Excel Parking..outside NOW!

    Wife received a "NOTICE TO OWNER OF INTENT TO ISSUE COURT PROCEEDINGS" from Excel.
    She's not the owner as the car is a lease car and she is not the driver (that would be me).
    This is the first correspondence that she has received and it states that "YOU HAVE LOST THE RIGHT TO APPEAL" and amount of claim £100.00

    It also states that "Liability for the pcnicon charge lies with you the owner/keeper/driver/hirer" <- is this wrong?

    I have read the stickys but am unsure of the best way to approach this.

    Similar Threads:
    The only man who sticks closer to you in adversity than a friend is a creditor.

    Debt Collection Charges

    There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

    Without such provision, collection charges cannot be demanded as a debt due under the agreement.

  2. #2
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    pin1onu Informative pin1onu Informative pin1onu Informative

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2007
    I am in
    Bristol
    Posts
    1,736

    Default Re: Excel Parking..outside NOW!

    Quote Originally Posted by Under Siege View Post
    Wife received a "NOTICE TO OWNER OF INTENT TO ISSUE COURT PROCEEDINGS" from Excel.
    She's not the owner as the car is a lease car and she is not the driver (that would be me).
    This is the first correspondence that she has received and it states that "YOU HAVE LOST THE RIGHT TO APPEAL" and amount of claim £100.00

    It also states that "Liability for the pcnicon charge lies with you the owner/keeper/driver/hirer" <- is this wrong?

    I have read the stickys but am unsure of the best way to approach this.
    Firstly don't panic - this is a notice on an intent to issue court proceedings and not an actual official document.

    I am going to make an assumption and presume that your wife is either the registered keeper of the vehicle or that the lease company as the registered keeper of vehicle forwarded it on to you or supplied your address.

    Using the template letters in the stickies, Your wife should write back acknowledging their letter. She should state that she is the lease holder on the vehicle. But as such neither she nor the lease company are responsible for the debt. Include the paragraph from the templates asking them to back this claim with the necessary statute. Ask them to contact the driver on that day.

    Remember your wife is under no legal obligation to name the driver.

    One other thing some lease companies will pass on these "fines" with an administration charge. You probably should check that they haven't done this case. Most contracts include provision for tickets with the backing of statute (i.e Penalty Charge Notices, Fixed Penalty Notices) not private tickets. Some companies even pay these "fines" on your behalf. Make sure if there are such terms in your wife's lease that she advises the lease firm that this is a civil notice that you are disputing and they should not pay on your behalf or charge you for it.


  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Zamzara Informative Zamzara Informative Zamzara Informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    Posts
    1,287

    Default Re: Excel Parking..outside NOW!

    Quote Originally Posted by pin1onu View Post
    Remember your wife is under no legal obligation to name the driver.
    Fixed the typoicon for you.

    Post by me are intended as a discussion of the issues involved, as these are of general interest to me and others on the forum. Although it is hoped such discussion will be of use to readers, before exposing yourself to risk of loss you should not rely on any principles discussed without confirming the situation with a qualified person.

  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Under Siege Novitiate Under Siege's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2007
    Posts
    263

    Default Re: Excel Parking..outside NOW!

    Sent them the template letter.
    Received a response today -

    "May we point out that the onus is on you as the registered owner of the vehicle to prove that you were not driving the vehicle on the day in question"
    "Failure to supply this proof could result in either debt collectorsicon being instructed or legal proceedings being issued in the county courticon to recover the monies due"

    For some reason they keep referring to my wife as the registered owner when infact she is the registered keeper.

    The only man who sticks closer to you in adversity than a friend is a creditor.

    Debt Collection Charges

    There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

    Without such provision, collection charges cannot be demanded as a debt due under the agreement.

  5. #5
    Site Team Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder Authoritative Sidewinder's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    Sussex
    Posts
    3,033

    Default Re: Excel Parking..outside NOW!

    Suggest that you write and request for details of the Statute and or Case Law which dictates that the RK is responsible for contractual agreements which may or may not have been entered into by the driver.

    --------------------------------------------------------------------------

    Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

    If I have been helpful in any way - please feel free to click on the STAR to the left!

    Please note that PMs may well not be answered unless they relate to issues which cannot be included in a Forum post, and also because I am only available infrequently at present

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    robin9342 Informative robin9342 Informative robin9342 Informative robin9342's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2007
    I am in
    E.Sussex
    Posts
    806

    Default Re: Excel Parking..outside NOW!

    Quote Originally Posted by Under Siege View Post
    Sent them the template letter.
    Received a response today -

    "May we point out that the onus is on you as the registered owner of the vehicle to prove that you were not driving the vehicle on the day in question"
    "Failure to supply this proof could result in either debt collectorsicon being instructed or legal proceedings being issued in the county courticon to recover the monies due"

    For some reason they keep referring to my wife as the registered owner when infact she is the registered keeper.
    Absolute cr*p!. Its completely the opposite: Excel have to prove who was driving and you have no obligation to tell them. They are well aware of this and are just trying the usual scare tactics.

    If they don't know who the driver is, they can't even start a court case or instruct a DCA (who have no powers anyway)


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Barnsley Boy Novitiate Barnsley Boy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2007
    Posts
    720

    Default Re: Excel Parking..outside NOW!

    Excel are a big company - they must have had legal advice at some stage telling them that the Road Traffic Act 1991 does not apply to private companies yet they continue to claim that the "registered owner" [sic] is responsible.

    Making statements that are known to be untrue for reasons of financial is fraudulant.

    Pity our Police are so crap!


  8. #8
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Rob S Informative Rob S Informative Rob S Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Welwyn Garden City
    Posts
    1,634

    Default Re: Excel Parking..outside NOW!

    Quote Originally Posted by Barnsley Boy View Post
    Pity our Police are so crap!
    It's not the police who make decisions over prosecutions it's the CPS.


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Barnsley Boy Novitiate Barnsley Boy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2007
    Posts
    720

    Default Re: Excel Parking..outside NOW!

    Police filter it before it even gets to CPS - the civilian on the desk will simply say "civil matter". Getting a crime nr is next to impossible, many people on this and other forums have tried.


  10. #10
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    pin1onu Informative pin1onu Informative pin1onu Informative

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2007
    I am in
    Bristol
    Posts
    1,736

    Default Re: Excel Parking..outside NOW!

    Quote Originally Posted by Under Siege View Post
    "May we point out that the onus is on you as the registered owner of the vehicle to prove that you were not driving the vehicle on the day in question"
    As other have said absolute crap. I would use the template letters. Point out there is no such thing as the registered owner only the registered keeper. Also point out the onus of proof is on them as this is a civil case. Ask them to provide statute or case law that proves their claim.

    Quote Originally Posted by Under Siege View Post
    "Failure to supply this proof could result in either debt collectorsicon being instructed or legal proceedings being issued in the county courticon to recover the monies due"

    This is a demonstrably false statement and is threatening to say the least. IMO it constitutes an offense under Section 40 of Administration of Justice Act. You might want to include a paragraph pointing this out to them and that should they persist with this line that you will consider reporting them to the police, OFT and Trading Standards.

    As they are now making threats I would issue them with a cease and desist letter.


  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Under Siege Novitiate Under Siege's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2007
    Posts
    263

    Default Re: Excel Parking..outside NOW!

    Pin1onu, Thanks for that

    The only man who sticks closer to you in adversity than a friend is a creditor.

    Debt Collection Charges

    There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

    Without such provision, collection charges cannot be demanded as a debt due under the agreement.


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE