Wife received a "NOTICE TO OWNER OF INTENT TO ISSUE COURT PROCEEDINGS" from Excel.
She's not the owner as the car is a lease car and she is not the driver (that would be me).
This is the first correspondence that she has received and it states that "YOU HAVE LOST THE RIGHT TO APPEAL" and amount of claim £100.00
It also states that "Liability for the pcncharge lies with you the owner/keeper/driver/hirer" <- is this wrong?
I have read the stickys but am unsure of the best way to approach this.
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