Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i have got the S.A.R - (Subject access request) ready and i would like to know if i make the cheque out to the Bank of Scotland. sounds silly i know, but i do not want my request held up on a technicality.
this credit card account has been closed for several years now, but if you can claim back charges for at least 6 years, i should get something. however i am still not completely sure that i am doing the right thing as i defaulted on this account oweing £10,000.00 and eventually settled it partially for £3,000.00
perhaps i will hold fire until an expert casts his/her view.
also can somebody confirm the recipients address please:-
the data controller
bank of scotland
the mound
EDINBURGH
EH1 1YZ