Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
We have an agreement with GMAC for our vehicle. We got into arrears and they obtained a suspended order for delivery of goods. We have paid them since then but unfortunately have missed the last 2 payments.
We got a telephone call today from a company we had never heard of asking us to pay the missed 2 months and £170 charges. I have spoken to GMAC and they say they wont talk to us but we need to deal with these people.
We agreed to pay the missed 2 months immediately but they are saying if we dont pay the £170 as well they are just coming to collect the vehicle.
As I am already paying loads of charges back to GMAC I dont want to pay this as well but am concerned if I dont pay the charge the van will just be taken and my husband needs it for work.
Won £3800 from Lloyds!
Issued one letter
Issued court proceedings
Defence entered by Lloyds
Entered my Allocation Questionnaire
Unless Order from District Judge
Lloyds failed to comply
Entered Request for Judgment
Judgment Entered
2 days later money in bank!!!
Charges on Suspended Order to return vehicle
today from a company we had never heard of asking us to pay the missed 2 months and £170 charges. I have spoken to GMAC and they say they wont talk to us but we need to deal with these people.
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