Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default PPI Barclays Missold

    Hi firstly sorry if this has been comprehensively covered elsewhere.

    My husband took out a loan for £2000 in Sept O6 - he was charged PPIicon - however, he has worked at the same company for 15 years in a senior position, he is comprehensively covered regarding medical and in case of death. Therefore the PPI was of no use to him. If in the unlikely case that the company went bust then the staturtory reduncancy would cover the amount of the loan.

    What template letter do I need and what supporting information do I need to send?

    Will they take this off of the loan?

    Thank you very much sorry if this has been asked a hundred times.

    SFx

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  2. #2
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    Default Re: PPI Barclays Missold

    Hey Saffron,

    The templates, letters and case studies are all on the top of this forum.

    The process is fully explained for you and is relatively simple.

    The fact that your husband is fully insured, I presume he was never asked this because if he had been he wouldnt have bothered with the extra PPIicon, should result in a clear case of misselling and a full refund.

    Good Luck.


  3. #3
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    Default Re: PPI Barclays Missold

    thanks FB - I have trawled through the templates but cannot find the one that is pertinant to this case.

    From further reading I have also found out that it is deemed incorrect to add the PPIicon at the beginning of the loan, - am I right about this?

    Also still cant find what supporting paperwork I need to send.

    SFx


  4. #4
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    Default Re: PPI Barclays Missold

    A warning my PPIicon cliam is with the ombusman so will follow your case closely. Barclaysicon Dublin dont just turn over apprently.

    If I have been of any use to you in my response please click my scales.

    MBNA WON 16/3/07 £1700
    Barlcays N1 fileld in and awaiting funds to take them to court.

    If you want to spend some of your money from your new spending saving scheme why not buy a flybook laptop. http://www.everythingflybook.com. I can highly recommend them.

    Currently in Litagation with Barclays 11/5/7 ( Awaiting Court Date )

  5. #5
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    Default Re: PPI Barclays Missold

    Hi Saffron,

    Was this in the PPIicon forum - I think it got moved last w/e by mistake.

    If so, I'll get it put back so you should continue to get the advice you need.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  6. #6
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    Default Re: PPI Barclays Missold

    Slick no wonder I lost it!!!

    Still trying to find the correct letter for this one and also for Eggicon!!!

    Other thing I have looked into his bank and see that he has been paying overdrafticon protection which also looks like PPIicon, anyone have anythoughts about this - this should be quite clear cut as he ahs been with the same bank for 16 years the same amount of time that he has been employed by the same company!

    SFx



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