Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    allison saberton Novitiate

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    Question New Starter Needs Slight Help

    Having read all the horror stories on this website, I am printing off the DPA letter as we speak. However, I have a daft question. My bank is Abbeyicon and someone kindly put where to send the letter to but who do I make the cheque out to for the £10 fee as I don't want them to return it as a delaying tactic

    Is this really worth doing???

    Allison

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  2. #2
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    barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad's Avatar

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    Default Re: New Starter Needs Slight Help

    Are we meant to guess which bank? You've posted the same question 4 times now - 3 times in the Cahoot forum and once in the Abbeyicon forum. Your question has already been answered but you have still kept posting the same question.

    Who do you bank with? If you bank with both banks then the cheques should be made payable to 'Cahoot' and 'Abbey' respectively.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  3. #3
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    allison saberton Novitiate

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    Default Re: New Starter Needs Slight Help

    Quote Originally Posted by barracad
    Are we meant to guess which bank? You've posted the same question 4 times now - 3 times in the Cahoot forum and once in the Abbeyicon forum. Your question has already been answered but you have still kept posting the same question.

    Who do you bank with? If you bank with both banks then the cheques should be made payable to 'Cahoot' and 'Abbey' respectively.

    Thank you for answering my question but this site is not clear on how to put questions on and certainly how to find where the answers go and how to retrieve them so I am sorry that I put it on 4 times


  4. #4
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    kelsie Novitiate

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    Default Re: New Starter Needs Slight Help

    Hi Allison, just thought id'e say don't worry! it took me a week to figure out how to find my way around!! ive just got to grips with it myself, so your not alone!! good luck with your claim!!


  5. #5
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    Default Re: New Starter Needs Slight Help

    hi alison, like you i'm new to this and totally confused, and being with Abbeyicon seems to be a disadvantage. i've started a forum called 'abbey' and there is a few of us which are trying to figure it out as we go along, this forum group is excellent and with every body replying prompty and with accurate information i'm sure we will get our money back. thanks guys for help. I've had problems with abbey before so with past experience this won't be easy, one thing i did read is open another account with another bank as a back up and its been known that banks pay up on request that you close your account, just be on your guard. Keep intouch sandra


  6. #6
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    Default Re: New Starter Needs Slight Help

    Hi Alison, I'm new as well - been put off writing messages by sarcastic messages as I'm finding my way round the site!Still we've all got to start from somwhere. I have been looking at all the resources on the site and finding it ovre whelming but informative. Good Luck!


  7. #7
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    lisamellor Informative lisamellor Informative lisamellor's Avatar

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    Default Re: New Starter Needs Slight Help

    hello,

    im here to help you as much as i can!

    right the 1st thing that newbies need to do is read the faqs
    click on this link
    http://www.consumeractiongroup.co.uk...se-read-these/

    yes there is soooo much to take in! we were all in this boat at one time!

    when you write your data protection letter/Subject access requesticon
    which is here
    http://www.consumeractiongroup.co.uk...t-subject.html
    you need to send the 10.00 with this letter and either take it into your local branch or get it recorded delivery. the bank have 40 days to comply once payment has been received! the 40 days include weekends.

    there are all the other letter here also
    http://www.consumeractiongroup.co.uk...lates-library/

    regarding threads!!

    when you want to start a new threadicon you need to go the the part of the site eg if you bank with Abbeyicon you need to go to the abbey forum

    click this link to see all the forums
    http://www.consumeractiongroup.co.uk...group-against/

    to start a new thread you need to go to the forum you want to post a thread in and at the top it says new thread. click that and it will give you a box with a title. in the title you can put your name and who you are claiming with i.e lisa against abbey.

    in the message you can write what ever you want.

    now when you have posted your message and you want to go back at a later time to see if anyone has replied to it the you need to go to the top of the screen and it says QUICK LINKS and to the SUBSCRIBED THREADS.

    a list of all the threads you have posted on will appear and you just scroll down till you find your thread and click on it!

    if you look at the dates also of the posts this will show you how old that thread is.

    if you need any more help then you can send me a personal message and to do this click on my name above and a drop down box will appear and it will say send private message.
    good luck lisaxx

    if i have helped you at all click please the scales on top right!

    ABBEY
    11/4 S.A.R - (Subject Access Request) SENT OFF
    1/6 LBA SENT
    22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES
    15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)
    20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.
    8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......
    SETTLED IN FULL!!!!!!!

    T MOBILE i won!
    16/6 Data Protection Act SENT OFF

    5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!
    7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH
    7/9 FULL REFUND BEEN SENT!!

  8. #8
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    moses Novitiate

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    Default Re: New Starter Needs Slight Help

    Hi Lisamellor gee I wish I'd found this when I was trying to find my round via the Halifaxicon site!
    I have a question concerning DPA non compliance as didn't have this trouble with halifax just received the list of transactions. I have sent the letter saying they have 7 days then court action wil be taken(7 days is up) but can't find what to do next i've read about an N1 but don't know where to find this & do you send a letter with it? also do you have to take it to court personally as I live in Spain so it would be quite difficult! sorry for all the questions

    :-| mosessupposes


    Halifax claim 1: S.A.R - (Subject Access Request) sent 07/05/06
    Prelim " 30/08/06
    LBA " 22/09/06
    MCOL " 11/10/06
    Money in account 25/10/06 Settled in full
    Halifax claim 2: S.A.R - (Subject Access Request) sent 07/05.06
    8 years claimed
    Prelim " 30/08/06
    LBA & offer
    rejection " 22/09/06
    MCOL " 11/10/06
    6 years of claim offered 25/10/06

    15/11/06 default filed
    16/11/06 warrant requested



    Capital 1 S.A.R - (Subject Access Request) sent 11/10/06


    Black Horse S.A.R - (Subject Access Request) sent 17/11/06
    Egg CC/Loan SAR sent 17/11/06

    Haliax ERC pre-lim sent 17/11/06


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE