Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi i have a loan with Barclays with PPI over14 month ago i tried to cancel this as i was no longer in employment and therefore would not get paid out, but they would not let me cancel it without taking out a new loan. I feel like i should have been able to cancel it with taking on anymore borrowing and i was wandering if i should apply again and ask them to cancel it from when i applied first time, can i do this. Dont know what to do any help would be appreciated on this matter. Thanks
hi this loan was done on the internet and when i did not tick the box to say i wanted it i was put back again to say did i forget. Should i write and explain all this or just send a template letter.
The wonders of modern technology, even your computer wants to rip you off.
I would go with the standard letter.
It can be argued that because you ticked the box, you were in full receipt of the facts. But there are two problems, one the box was ticked for you and two can anyone really understand the terms and conditions of a PPI policy?
Go with the standard letter be persistent, ignore any rebuffs and just plough through. You can use the internet automatic click as a last resort.
hi thanks for that i will now send out a letter to them.
because this was a single premium insurance could i also go on the angle that i was no longer employed so it would not cover me and they refused to cancel it without a new loan being taken out, now how would they give me a new when i didn't work. (I am sure they wouldn't have) with no means to pay it back.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
I am just awaiting the Fin Omb. report, so will tell you how i go very soon. Its not a quick process thou with Barclays.
If I have been of any use to you in my response please click my scales.
MBNA WON 16/3/07 £1700
Barlcays N1 fileld in and awaiting funds to take them to court.
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Currently in Litagation with Barclays 11/5/7 ( Awaiting Court Date )
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Originally Posted by gypsysaffy
